28295 State Highway 431, Five Points, AL, 36855
About This Home
Beautifully remodeled 5-Bedroom 3.5 Bath home situated on approximately 30± acres featuring a pond, spacious living areas, and a peaceful country setting. This property offers the perfect combination of comfort, functionality, with plenty of room for family, recreation, or entertaining. The home features two master bedroom suites with private baths along with 3 bedrooms and 1.5 baths. Inside you’ll find a spacious kitchen with breakfast area, formal dining and sitting area, comfortable den, bonus room off the den, utility room, and an abundance of storage throughout Whether you are looking for a full-time residence, mini farm, or private retreat, this property offers endless possibilities in the heart of Five Points, Alabama.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Construction materials: 3 Sides Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s),Stove-Electric,Electric Water Heater
- Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Yes
Basement
- Area: 0
Basement
- Basement: Crawl Space
Bathroom1
- Level: First
Bedroom
- Level: First
Bedroom1
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Tub/Shower Combo
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Brick (FIREPL),Den,Wood Burning
- Fireplace: Yes
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 3,400
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,400 sqft
Kitchen
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 0208280000007000
- Special condition: As Is
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Open (PATIO),Patio
- Exterior features: None
- Has view: Yes
- View description: Mountain(s)
- Waterfront features: No
Lot
- Lot size: 30 Acres
Parking
- Total spaces: 4
- Parking features: Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 4
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $623 | $7,476 |
| Property Taxes | $151 | $1,812 |
| Electricity | $380 | $4,565 |
| Total | $4,314 | $51,768 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $625,000 |
| 2026-06-02 | Listed for sale | $675,000 |
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