3872 Oak Terrace, Santa Barbara, CA, 93110
About This Home
NEW CONSTRUCTION! Oak Terrace is Santa Barbara's first all-modern-contemporary single-family home community, offering 6 newly built residences on a private cul-de-sac in coveted San Roque. This single-level estate offers a versatile layout with 4 beds | 4 baths & 2630 SF with scenic mountain views. A flagstone patio creates a tranquil first impression, while the 11ft tall great room opens through multi-slide doors for indoor/outdoor living. The designer kitchen features Noblessa cabinetry, Caesarstone counters, Wolf & Bosch appliances, expansive island & pass-through window to the BBQ bar & outdoor kitchen. The primary suite offers dual walk-in closets & spa-inspired bath. With owned solar and future ADU potential over the garage, this is modern SB living with future flexibility.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction,Excellent
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Flat
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern,Custom Built,Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Refrigerator,Built-In Gas Range,Built-In Gas Oven,Dishwasher,Microwave
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Cathedral Ceiling(s),Low Flow Plumbing Fixtures,Double Vanity,Recessed Lighting,Smart Home,Smart Thermostat
- Flooring: Hardwood,Tile
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,630
- Total interior livable area: 2,630 sqft
Property
Details
- Parcel number: 057113023
- Zoning: Other
Features
- Levels: Entry Lvl(No Stairs),Single Story
- Patio & porch: Patio
- Exterior features: Yard Irrigation T/O,Drought Tolerant LND
- Fencing: Back Yard
- Has view: Yes
- View description: Mountain(s),Setting
- Topography of land: Level
Lot
- Lot size: 9,197 sqft
- Features: Level,Cul-De-Sac,Near Public Transit
Parking
- Total spaces: 4
- Parking features: Garage,Inside Entrance,Attached,Electric Vehicle Charging Station(s)
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $20,200 | $242,400 |
| Home Insurance * | $646 | $7,752 |
| Property Taxes | $3,591 | $43,092 |
| Electricity | $563 | $6,767 |
| Total | $25,000 | $300,000 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $3,995,000 |
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