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56 Indiana Ter #56, Newton Upper Falls, MA, 02464

4beds
4baths
2,460sqft
$1,449,900
$589price/sqft
$9,381/moest. monthly cost
$375,240/yrincome needed

About This Home

Discover modern living at its finest in this stunning new construction townhome at 54 Indiana Terrace, Newton. Boasting 4 spacious bedrooms, 3.5 luxurious baths, and an attached 1-car garage, this home is designed with both style and functionality in mind. Step inside and be greeted by a thoughtfully crafted floor plan that perfectly balances open living spaces and private retreats. The second floor showcases three generously sized bedrooms, including a serene primary suite, along with two beautifully finished bathrooms. Need extra space or a cozy guest suite? The lower level features a rec room, bedroom, full bath, and a bonus room, seamlessly opening to a private patio—ideal for relaxing mornings or entertaining under the stars. Nestled in an unbeatable location, you’ll enjoy effortless access to major highways, the T, and the vibrant shops and restaurants of Needham Street. Whether you’re commuting or exploring the neighborhood, convenience is always at your doorstep

Getting Around

79
WalkingVery Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

9/10
10/10
10/10
Newton South High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Second Floor,In Unit,Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom1

  • Level: Second
  • Area: 66

Bathroom2

  • Level: Second
  • Area: 36

Bathroom3

  • Level: First
  • Area: 18

Bedroom2

  • Level: Second
  • Area: 156

Bedroom3

  • Level: Second
  • Area: 168

Bedroom4

  • Level: Basement
  • Area: 120

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 143

Family Room

  • Level: Basement
  • Area: 198

Features

  • Bonus Room,Bathroom,Finish - Sheetrock
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 743
  • Finished area above ground: 1,717
  • Common walls with other units/homes: End Unit,Corner

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: First
  • Area: 156

Living Room

  • Level: First
  • Area: 294

Master Bathroom

  • Features: Yes

Master Bedroom

  • Level: Second
  • Area: 187

Property

Details

  • Zoning: MR1

Features

  • Entry location: Unit Placement(Walkout)
  • Patio & porch: Deck,Patio
  • Exterior features: Deck,Patio

Lot

  • Lot size: 7,530 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$345$4,140
Property Taxes $1,220$14,640
Electricity $485$5,821
Total$9,381$112,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$321,634/yr
40% on housing$281,430/yr
45% on housing$250,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$589This listing

vs Other Active Listings

Avg $/sqft

ZIP 02464$564
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02464$434
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-05Price change$1,449,900
2026-06-03Listed for sale$1,499,900

For Sale by Agent

AgentThe Shahani Group
BrokerageCompass

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