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921 Harbor View Dr S, Memphis, TN, 38103

2beds
3baths
1,890sqft
$384,400
$203price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Beautifully appointed home in highly sought-after Harbor Town. This exceptional three bedroom, two bath residence offers a rare blend of charm, character, and prime location. The spacious great room welcomes you with custom built-ins, rich hardwood flooring, and a cozy fireplace, creating the prefect setting for both everyday living and entertaining. The well-appointed kitchen features granite countertops, stainless steel appliances, and a breakfast bar ideal for casual dining. The generous primary suite provided a relaxing retreat with a private balcony, salon-style bath, and granite-topped vanities. A second bedroom enjoys convenient access to it own adjoining bath, The versatile third-floor space can serve as a third bedroom, home office, media room, or guest suite, offering flexibility to suit your lifestyle. Recent exterior paint enhances the Homes curb appeal and ensures it is move-in ready. Located in one of Harbor Town’s most desirable neighborhoods.

Getting Around

62
WalkingSomewhat Walkable
42
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

2/10
5/10
3/10
Manassas High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1996

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Self Cleaning Oven,Cooktop,Disposal,Dishwasher

Bedroom2

  • Features: Walk-In Closet(s),Private Full Bath,Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Area: 272

Features

  • All Bedrooms Up,Two Primaries,Half Bath Down,Square Feet Source: none
  • Flooring: Part Hardwood,Part Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,890 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Kitchen Island
  • Area: 285

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Tile Floor

Master Bedroom

  • Level: Second
  • Area: 195

Property

Details

  • Parcel number: harbot town pd phase 1

Features

  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Patio
  • Exterior features: Balcony

Lot

  • Lot size: 2,200 sqft
  • Features: Level
  • Lot size dimensions: 22 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,943$23,316
Home Insurance $273$3,276
Property Taxes $310$3,720
Electricity $175$2,103
Total$2,701$32,412

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 38103$188
Shelby County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 38103$206
Shelby County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$379,900
2026-07-10Price change$384,400
2026-06-06Price change$386,900
2026-06-03Listed for sale$396,500

For Sale by Agent

AgentDebbie Holden
BrokerageAgner & Associates, LLC

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