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191 Waterview Dr, Horner, WV, 26372

3beds
2baths
1,241sqft
$220,000
$177price/sqft
$1,629/moest. monthly cost
$65,160/yrincome needed

About This Home

This cabin is any outdoor enthusiasts dream! Situated near the waters of Stonewall Jackson Lake this 3 bedroom 2 full bath home sits on 2.02 +/- acres. The main level includes the kitchen, living area, 1 bedroom and a full bath, the second floor includes 2 bedrooms and 1 full bath. The permanent stairs up to attic could allow you to finish it as additional living space. Wrap around porch City water, certified septic.. 1.2 miles to Georgetown Boat Ramp. Pellet stove as heat source, Conventional or cash only, home is nearly finished. * Go through the listing with the 3D tour!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10
Lewis County High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Block
  • Roof: Shingle,Metal
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer
  • Laundry features: Washer Hookup

Basement

  • Level: Basement

Basement

  • Basement: None

Bedroom2

  • Features: Vinyl Flooring
  • Level: Second
  • Area: 126.5

Bedroom3

  • Features: Wood Floor
  • Level: Second
  • Area: 211.0556

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Window features: Some Window Treatments
  • Flooring: Carpet,Wood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Pellet Stove
  • Fireplace: Yes
  • Attic: Permanent Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,241

Heating & Cooling

  • Heating features: None
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,241
  • Total interior livable area: 1,241 sqft

Kitchen

  • Features: Wood Floor
  • Level: First
  • Area: 91

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 111.58333333333334

Master Bedroom

  • Level: First
  • Area: 211.05555555555554

Property

Details

  • Parcel number: 2106009K00030032

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes

Lot

  • Lot size: 2.04 Acres
  • Features: Wooded,Level,Sloped,Cleared,Rolling Slope
  • Lot size dimensions: 2.04 +/- ACRES

Parking

  • Total spaces: 3
  • Parking features: 3+ Cars,Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Hail
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$260$3,120
Property Taxes $76$912
Electricity $181$2,178
Total$1,629$19,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,851/yr
40% on housing$48,870/yr
45% on housing$43,440/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 26372$321
Lewis County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 26372
Lewis County$77

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$220,000
2026-06-03Listed for sale$230,000

For Sale by Agent

AgentCASSIE MOATS
BrokerageGARTON REAL ESTATE GROUP

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