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124 Concordia Circle #124A, Monroe Township, NJ, 08831

2beds
2baths
1,092sqft
$259,000
$237price/sqft
$2,018/moest. monthly cost
$80,720/yrincome needed

About This Home

Welcome to Concordia's sought-after 55+ lifestyle community! This desirable first-floor 2-bedroom, 1.5-bath condo offers the convenience and accessibility today's buyers are looking for--no stairs to climb and located just steps from parking. Step inside to find a bright and spacious layout featuring a comfortable living room with sliding glass doors leading to a private covered patio, perfect for enjoying your morning coffee or unwinding while overlooking the beautifully maintained grounds. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and entertaining. The generously sized primary bedroom offers ample closet space and a private full bathroom, while the second bedroom provides flexibility for guests, a home office, or hobbies. A convenient powder room, in-unit laundry, and additional storage complete the home. Enjoy a low-maintenance lifestyle with access to Concordia's outstanding amenities, including a clubhouse, fitness center, indoor and outdoor pools, golf course, tennis courts, pickleball, social clubs, and a full calendar of community activities. Conveniently located near shopping, restaurants, medical facilities, and major highways.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
Monroe Twp High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Timberline
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Adult Community

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 1200027400030169C124A
  • Zoning description: Residential
  • Exclusions: Personal Property

Features

  • Levels: Lower Level
  • Stories: 1
  • Entry location: Lower Level
  • Pool features: Community,In Ground

Lot

  • Lot size: 435.60 sqft

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Carport,Common,Covered
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,309$15,708
Home Insurance *$87$1,044
Property Taxes $429$5,148
Electricity $193$2,318
Total$2,018$24,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,188/yr
40% on housing$60,540/yr
45% on housing$53,813/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$272
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$259,000
2026-06-19Price change$259,000
2026-06-03Listed for sale$269,000

For Sale by Agent

AgentValerie Wechsler
BrokerageNextHome The Real Estate Pros

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