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540 N St SW #S203, Washington, DC, 20024

2beds
2baths
1,600sqft
$825,000
$516price/sqft
$4,966/moest. monthly cost
$198,640/yrincome needed

About This Home

Sunny southern exposure & water views from S203's balconies. Harbour Square Waterfront Living. Six acres of gardens, fountains & amenities tucked into parkland on the Washington Channel. Well managed and loved by it's coop owners, Harbour Square features a 24hr gatehouse, on-site management & staff, abundant guest parking, fitness center, indoor pool, multiple roof patios, club room, library, business center, garage parking & storage. All utilities, property taxes, cable TV and management are included in the monthly fee. S203 is priced attractively to allow for your updates. The Wharf, entertainment, dining, theaters, supermarkets, Metro, Nats Stadium & Audi Field at your fingertips. Join the Harbour Square Lifestyle.

Getting Around

94
WalkingWalker's Paradise
0
TransitVery Limited Transit
90
BikeBiker's Paradise

Schools

4/10
3/10
Eastern High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Construction materials: Stone

Type & Style

  • Home type: Cooperative
  • Architectural style: Mid-Century Modern
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 0503//0116
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Roof Deck
  • Exterior features: Barbecue,Storage,Water Fountains,Balcony
  • Has view: Yes
  • View description: River,Scenic Vista
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River

Lot

  • Features: Urban Land Not Rated

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,On-site - Rent,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Cold Wave
Lightning

FEMA Declared Disasters Across District of Columbia Counties

Other

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$251$3,012
Property Taxes $412$4,944
Electricity $132$1,591
Total$4,966$59,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,262/yr
40% on housing$148,980/yr
45% on housing$132,426/yr

District of Columbia FAIR Plan Programs

District of Columbia Property Insurance Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.4%
7.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$516This listing

vs Other Active Listings

Avg $/sqft

ZIP 20024$584
District of Columbia$599

vs Homes Sold Last Month

Median $/sqft

ZIP 20024$622
District of Columbia$394

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Contingent$825,000
2026-07-14Price change$825,000
2026-06-02Listed for sale$850,000

For Sale by Agent

AgentJay Dahill
BrokerageLong & Foster Real Estate, Inc.

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