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5032 Shumard Dr, Lindale, TX, 75771

4beds
2baths
1,264sqft
$256,490
$203price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

New! Super cute single story! Three bedrooms, two full baths with covered patio. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and so much more! Nestled amidst the serene beauty of East Texas, The Reserve at Timber Creek offers a tranquil escape from the hustle and bustle of city life. Enjoy the peacefulness of nature while still being within easy reach of local amenities. Discover a community that prioritizes a relaxed lifestyle. Don't miss out on the opportunity to make The Reserve at Timber Creek your new home. Schedule a tour today!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
9/10
8/10
Lindale High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Microwave

Bathroom

  • Features: Shower Only,Walk-In Closet(s),Ceramic Tile,Carpet

Bedroom

  • Features: Walk-In Closet(s)

Bedroom1

  • Area: 180

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 90

Features

  • Pantry
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,264
  • Total interior livable area: 1,264 sqft

Kitchen

  • Features: Breakfast Bar
  • Area: 120

Living Room

  • Area: 221

Property

Details

  • Special condition: Homeowner's Assn Dues

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Exterior features: Sprinkler System
  • Fencing: Wood

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,296$15,552
Home Insurance *$195$2,340
Property Taxes $245$2,940
Electricity $238$2,859
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 75771$205
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75771$178
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Pending sale$249,490
2026-07-01Price change$249,490
2026-06-30Price change$259,490
2026-06-03Listed for sale$256,490

For Sale by Agent

AgentBryan Reasor
BrokerageJeanette Anderson Real Estate

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