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4008 Finleyville Elrama Rd, Finleyville, PA, 15332

3beds
2baths
1,392sqft
$124,900
$90price/sqft
$1,016/moest. monthly cost
$40,640/yrincome needed

About This Home

Nestled in a peaceful country setting, this well-maintained mobile home offers three bedrooms and two full bathrooms. Enter off of a 23x7 covered porch into the expansive equipped kitchen including wood planked ceiling, a bay window, island area, refrigerator, gas stove, dishwasher, microwave oven and eating area. Pocket doors pass through to the living room and bright laundry room having an abundance of cabinetry, washer and dryer and access to an 8x5 covered side porch. Enjoy your own bath in the Master suite with double closets. Plenty of storage surrounds you with crawl space, shed and separate enclosed gazebo. Great asphalt driveway to fit many cars. Newer hot water tank and central air 3 years. No park fees!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Ringgold El School NorthGrades K-41.3 mi
4/10
Ringgold Middle SchoolGrades 5-83.7 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1978

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Colonial,Ranch,Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen Island,Pantry
  • Window features: Multi Pane,Screens
  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,392
  • Total interior livable area: 1,392 sqft

Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 80 x 190

Parking

  • Total spaces: 6
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Hail
Landslide

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$47$564
Property Taxes $114$1,368
Electricity $224$2,692
Total$1,016$12,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,834/yr
40% on housing$30,480/yr
45% on housing$27,093/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 15332$191
Washington County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 15332$182
Washington County$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$124,900
2026-07-29Listed for sale$129,000
2026-06-23Contingent$129,000
2026-06-03Listed for sale$129,000

For Sale by Agent

AgentPatricia Shaffer
BrokerageJEFFERSON HILLS R.E.

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