121 N F Street #B, Salida, CO, 81201
About This Home
Experience the best of Colorado mountain town living in this stunning top-floor fully furnished loft in the heart of downtown Salida. This 1,013 sq ft one-bedroom retreat sits above it all — literally — with elevator access making it as convenient as it is charming. Step outside your door & you're in the middle of one of Colorado's most celebrated small cities. Downtown Salida's F Street corridor is packed with acclaimed restaurants, independent boutiques, art galleries & live music venues — all walkable from your front door. In the summer, the energy is electric as locals & visitors flood the area to tackle the legendary Arkansas River whitewater right through town — one of the most accessible & thrilling stretches of rafting in the Rockies. Salida plays host to FibArk — First in Boating on the Arkansas — the oldest whitewater festival in America. The FibArk rodeo draws competitors & spectators from across the country for kayak & raft races, whitewater competitions, live music & a full weekend of festival fun that captures everything that makes Salida & the Arkansas River so special. When the snow flies, Monarch Mountain Ski Area is just a short drive up Highway 50. After a day on the mountain, soak away your turns at the legendary Mt. Princeton Hot Springs — one of Colorado's most spectacular natural hot spring resorts, tucked into the Chalk Creek Canyon just a short drive away. With soaring loft-style space, top-floor privacy, & a location that puts you at the center of it all, this is truly a four-season Colorado lifestyle property that keeps on giving no matter the season. There is a residence association with the lower Unit A, and owners pay equally into an account used for the water and sewer bill. The association has no other fees. Long & Short term rentals are permitted, however the city does require you to obtain a rental license and pay the applicable short term rental fee.
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1963
Materials
- Roof: Membrane
- Construction materials: Brick,Frame
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Washer
- Laundry features: In Unit,Laundry Closet
Bathroom
- Level: Main
Bedroom
- Features: Primary Suite
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Window features: Window Coverings
- Flooring: Carpet,Wood
- Fireplace features: Gas,Insert
- Fireplace: Yes
- Finished area above ground: 1,013
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,013
- Total interior livable area: 1,013 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Utility Room
- Level: Main
Property
Details
- Parcel number: R368132404002
- Attached to another structure: Yes
- Zoning: MD
- Special condition: Standard
- Exclusions: None
Features
- Levels: One
- Stories: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $181 | $2,172 |
| Electricity | $186 | $2,232 |
| Total | $4,374 | $52,488 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $724,990 |
| 2026-06-29 | Price change | $749,900 |
| 2026-06-03 | Listed for sale | $779,000 |
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