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1629 N Breckenridge Rd, Bloomington, IN, 47404

1beds
1baths
750sqft
$149,800
$200price/sqft
$1,103/moest. monthly cost
$44,120/yrincome needed

About This Home

Proposed Construction. This affordable 2 BR, 2 Bath single-level plan offers great design! Known as The Baby Jade LUX version (excludes porch) with 1 BR, 1 Bath, and 750 SF. There is a standard version available for only $128,144, a MAX version with 900 SF, 2 BR, 1 Bath for $143,444, and a LUX MAX version for $165,100. See attached brochure. You may choose many of your selections and watch your home being built for you. Buyers may choose from other plans, making the purchase price higher or lower depending on preferred options. This is a part of the Summit Hill Land Trust development and the lot is a leased lot rather than a part of the purchase price and sale. The Land Trust will provide all information regarding a long-term land lease and the availability of financing. There is a maximum income limit for buyers to qualify for the program. The buyer is limited to earning less than 120% of the area's median income. Buyer's will work with a representative from the Land Trust to assist with the qualification process.

Getting Around

7
WalkingCar-Dependent
21
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

5/10
7/10
Tri-North Middle SchoolGrades 7-80.6 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Clear Creek Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level

Basement

  • Basement: Crawl Space,Block

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Walk-In Closet(s),Laminate Counters,Open Floorplan,Double Vanity,Tub/Shower Combination,Main Level Bedroom Suite
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 750

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 750
  • Total interior livable area: 750 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 195

Property

Details

  • Parcel number: 530529300045.028005

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch Covered

Lot

  • Lot size: 4,181 sqft
  • Features: Planned Unit Development,City/Town/Suburb,Landscaped

Parking

  • Parking features: Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$70$840
Property Taxes $92$1,104
Electricity $184$2,212
Total$1,103$13,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,817/yr
40% on housing$33,090/yr
45% on housing$29,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 7.5%
7.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 47404$147
Monroe County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 47404$186
Monroe County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$149,800

New Construction

AgentTracee Lutes
BrokerageRE/MAX Acclaimed Properties

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