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1886 Desoto St N, Maplewood, MN, 55117

5beds
3baths
2,215sqft
$549,000
$248price/sqft
$3,865/moest. monthly cost
$154,600/yrincome needed

About This Home

Welcome to this spacious 5 bedrooms 3 bathrooms home featuring an open-concept layout. The main level offers a primary bedroom with en-suite bathroom, a kitchen, living room, a bathroom and an additional bedroom. The lower level includes 3 additional bedrooms and 1 bathroom, and a spacious recreation room. Enjoy the outdoors with the deck and the spacious backyard. Move-in ready and quick closing possible.

Getting Around

27
WalkingCar-Dependent
35
TransitSome Transit
41
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 264.92
  • Dimensions: 17.9 x 14.8

Bedroom2

  • Level: Main
  • Area: 97.68
  • Dimensions: 11.1 x 8.8

Bedroom3

  • Level: Lower
  • Area: 214.02
  • Dimensions: 17.4 x 12.3

Bedroom4

  • Level: Lower
  • Area: 122.82
  • Dimensions: 13.8 x 8.9

Bedroom5

  • Level: Lower
  • Area: 162.24
  • Dimensions: 9.6 x 16.9

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 958
  • Finished area above ground: 1,257

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,481
  • Total interior livable area: 2,215 sqft

Kitchen

  • Level: Main
  • Area: 191.966
  • Dimensions: 10.6 x 18.11

Living Room

  • Level: Main
  • Area: 370.74
  • Dimensions: 22.2 x 16.7

Recreation Room

  • Level: Lower
  • Area: 277.16
  • Dimensions: 16.4 x 16.9

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 172922310098
  • Zoning description: Residential-Single Family
  • Foundation area: 1224

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 82ft x 180ft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$359$4,308
Property Taxes $544$6,528
Electricity $186$2,241
Total$3,865$46,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,514/yr
40% on housing$115,950/yr
45% on housing$103,066/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 55117$135
Ramsey County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 55117$197
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$525,000
2026-07-27Listed for sale$549,000
2026-06-18Listing removed$549,000
2026-06-03Listed for sale$549,000

New Construction

AgentRachel Lin
BrokerageLakewood Realty

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