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6521 SW 40th St, Topeka, KS, 66610

3beds
2baths
1,603sqft
$426,000
$266price/sqft
$3,101/moest. monthly cost
$124,040/yrincome needed

About This Home

Think there's no way to get brand new construction in Washburn Rural with ZERO special taxes...think again! This 3BR, 2 BA ranch is located in the highly sought after Lake Sherwood area and will feature an open floor plan, tall ceilings, walk in pantry, spacious rooms and the quality construction that JSS Custom Homes (Harold Ramsey) is known for. This builder has constructed many homes in Legacy Woods and Millers Glen subs as well as custom builds throughout Shawnee County, you can rest assured you're working with one of Topeka's most reputable builders. Ground is NOT BROKEN for this home yet providing an opportunity for a buyer to customize colors, cabinets, etc. Home is priced with an unfinished basement - if buyer would like a 3rd garage or finished basement, buyer can work up pricing for those additional options. (Per City Planning, the address for this home has not been officially determined but per the records it should be 6521.)

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
34
BikeSomewhat Bikeable

Schools

7/10
Farley Elementary SchoolGrades PK-60.9 mi
7/10
8/10

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Architectural Style

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Main Level,Separate Room

Basement

  • Has basement: Yes
  • Basement: Slab

Bedroom2

  • Level: Main
  • Area: 149.85
  • Dimensions: 13.5x11.1

Bedroom3

  • Level: Main
  • Area: 146.52
  • Dimensions: 13.2x11.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 109.65
  • Dimensions: 12.9x8.5

Features

  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,603

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,603
  • Total interior livable area: 1,603 sqft

Kitchen

  • Level: Main
  • Area: 180.6
  • Dimensions: 12.9x14

Laundry

  • Level: Main
  • Area: 44
  • Dimensions: 5x8.8

Living Room

  • Level: Main
  • Area: 259.88
  • Dimensions: 14.6x17.8

Master Bedroom

  • Level: Main
  • Area: 179.47
  • Dimensions: 13.10x13.7

Property

Details

  • Parcel number: R58174
  • Special condition: Standard

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 110 x 160

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,154$25,848
Home Insurance *$311$3,732
Property Taxes $475$5,700
Electricity $161$1,935
Total$3,101$37,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,320/yr
40% on housing$93,030/yr
45% on housing$82,693/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 66610$158
Shawnee County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 66610$146
Shawnee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-03Listed for sale$426,000

For Sale by Agent

AgentRachelle Peters
BrokerageGenesis, LLC, Realtors

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