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2 Williams Crk, Banks, ID, 83602

1beds
1baths
542sqft
$265,000
$489price/sqft
$1,647/moest. monthly cost
$65,880/yrincome needed

About This Home

Adorable and inviting, this is your chance to own a mountain cabin nestled among the trees with the peaceful sound of two creeks running through the property! Imagine weekends spent making memories gathered around the fire pit under the stars, listening to the sounds of running water, roasting marshmallows, and escaping the hustle of everyday life. The perfect place to relax, unwind, and soak in beauty of nature while still being conveniently located. Just under an hour from Boise, making weekend getaways quick and easy. Recent updates include fresh exterior paint, all new plumbing and water lines, plus a fully remodeled bathroom featuring a beautiful tiled walk-in shower. A newer metal roof installed offers added peace of mind. Tucked away in the mountains of Banks, Idaho, this private retreat offers the perfect blend of coziness and tranquility. Warm up inside next to the beautiful wood-burning fireplace, or take in the peaceful surroundings from your own private mountain escape. The spacious loft provides plenty of room for multiple beds, making it ideal for guests. If you’ve been dreaming of a peaceful retreat where memories are made and nature surrounds you, this charming cabin is ready to welcome you home. Owned cabin on a U.S. Forest Service land lease, surrounded by protected forests in a rarely available and highly sought-after historic mountain community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Garden Valley SchoolGrades PK-127.8 mi

Construction

Condition

  • Year built: 1947

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main

Features

  • Family Room,Loft,Walk In Shower,Number of Baths Main Level: 1
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 542

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 542
  • Total interior livable area: 542 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: LR10N03E310160

Features

  • Levels: Two
  • Has view: Yes
  • Waterfront features: Creek/Stream

Lot

  • Features: Views
  • Lot size dimensions: 0 x 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Avalanche
    AvalancheModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Landslide
Strong Wind
Avalanche
Lightning

FEMA Declared Disasters in Boise County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance $84$1,008
Property Taxes $83$996
Electricity $141$1,695
Total$1,647$19,764

Income You'd Need if You Spent...

35% on housing$56,468/yr
40% on housing$49,410/yr
45% on housing$43,920/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$489This listing

vs Other Active Listings

Avg $/sqft

ZIP 83602
Boise County$289

vs Homes Sold Last Month

Median $/sqft

ZIP 83602$293
Boise County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJennifer Curtiss
BrokerageHomes of Idaho

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