1003 Saint John St, Elgin, IL, 60120
About This Home
Charming, spacious traditional home on a quiet, tree-lined street near the historic Sherman Hospital. Features an updated eat-in kitchen, formal dining room, one bedroom on the main level and three bedrooms upstairs. Large yard with deck-ideal for entertaining-and a detached garage. A perfect home for a large or growing family. Newer Roof and Siding (2023)
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Roof: Asphalt
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Has basement: Yes
- Basement: Unfinished,Full
Bedroom2
- Features: Flooring (Other)
- Level: Second
- Area: 120
- Dimensions: 12X10
Bedroom3
- Features: Flooring (Other)
- Level: Second
- Area: 100
- Dimensions: 10X10
Bedroom4
- Features: Flooring (Other)
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 168
- Dimensions: 12X14
Features
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: None
Interior Area
- Total structure area: 0
- Total interior livable area: 1,708 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
- Level: Main
- Area: 196
- Dimensions: 14X14
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 144
- Dimensions: 12X12
Master Bedroom
- Features: Flooring (Other)
- Level: Second
- Area: 130
- Dimensions: 13X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0612132010
- Special condition: None
- Other equipment: TV-Cable
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 0.25 Acres
- Lot size dimensions: 66 X 132
Parking
- Total spaces: 1
- Parking features: Concrete,Yes,Garage Owned,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $146 | $1,752 |
| Property Taxes | $499 | $5,988 |
| Electricity | $131 | $1,576 |
| Total | $2,166 | $25,992 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $269,000 |
| 2026-07-31 | Listed for sale | $274,900 |
| 2026-06-19 | Contingent | $274,900 |
| 2026-06-10 | Listed for sale | $274,900 |
| 2021-02-15 | Listing removed | -- |
| 2021-01-05 | Contingent | $160,000 |
| 2021-01-05 | Pending sale | $160,000 |
| 2020-12-22 | Price change | $160,000 |
| 2020-12-10 | Price change | $169,900 |
| 2020-11-29 | Listed for sale | $179,900 |
| 2010-07-01 | Listing removed | $167,000 |
| 2010-06-19 | Price change | $167,000 |
| 2010-04-30 | Listed for sale | $169,900 |
| 1996-06-26 | Sold | $115,000 |
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