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1118 Passover Rd #E216, Osage Beach, MO, 65065

1beds
1baths
582sqft
$99,900
$172price/sqft
$740/moest. monthly cost
$29,600/yrincome needed

About This Home

MOTIVATED SELLER!!! Fantastic investment opportunity! Location, Location, Location! This MOVE-IN ready 1 bedroom/1 bathroom condo is located in the heart of Osage Beach and comes FULLY FURNISHED, ready for you! You can even see the lake from your front door! It sits on the top floor, so no need to worry about noise from neighbors above you and only one flight up! Enjoy convenient, easy access to the community pool next to the condo building. Lake Osage is a small complex that offers plenty of parking, community pool, and the outdoor patio deck at pool has an amazing view of the Osage 19MM. Location by land doesn't get much better because you're close to entertainment, grocery stores, top notch restaurants, close to schools, the hospital, state parks, etc. Laundry is located in same building through a secured door for your convenience and safety. Storage locker #216 included. Great for full time living or a weekend get-away, or make this the best investment in your portfolio! Take a look at this great condo and you will love everything it has to offer! *Seller is offering $2,500 for carpet allowance or upgrades*

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

3/10
8/10
Camdenton Middle SchoolGrades 7-810.6 mi
6/10
Camdenton High SchoolGrades 9-1210.6 mi

Construction

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stove

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Furnished,Fireplace,Cable TV,Window Treatments
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 582
  • Total interior livable area: 582 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 08100130000011015217

Features

  • Levels: One
  • Pool features: Community
  • Exterior features: Blacktop Driveway,Storage
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$56$672
Property Taxes $38$456
Electricity $141$1,693
Total$740$8,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,371/yr
40% on housing$22,200/yr
45% on housing$19,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 65065$372
Camden County$258

vs Homes Sold Last Month

Median $/sqft

ZIP 65065
Camden County$221

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Contingent$99,900
2026-07-20Price change$99,900
2026-06-22Price change$107,500
2026-06-03Listed for sale$119,900

For Sale by Agent

AgentMARY LOU ANN STONE
BrokerageKeller Williams L.O. Realty

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