




230-228 S 2nd Street, Montrose, CO, 81401
About This Home
Built in 1895, this is one of the original homes in Montrose. This property has been lovingly cared for and carefully updated and maintained. The last 35 years it has been a combination of business and residence. The business on the main floor is 1520 ft. & was styling salon for many years that evolved into a little cottage retail store with room for classes and workshops. The main floor shows so much of the original character of the home with all the natural woodwork and rooms carefully preserved. There is a half bath, what was a bedroom , laundry, large pantry that works as an office, kitchen area, a dining room, living room, and the original parlor. This historic home has a covered back porch, ADA compliant entry and a privacy fenced backyard full of all the plants, flowers, herbs & trees one can only hope for. There is a one car detached garage originally known as a carriage house. Notice the back entrance off the alley and a very private entrance to the upstairs apartment. The originality, care and maintenance of the property continues to show in the apartment with a full bath featuring a footed, cast iron tub with shower, and original recessed linen drawers. the cozy, spacious one bedroom has beautiful sunlight streaming in from the large windows, a 10-+' closet and a second closet used for utility and washer. The kitchen has been beautifully updated with custom Maple cabinets and quartz countertops with every nook and cranny purposely useful. What a cozy place to come home to. An added feature is the “Mini-Split Heat Pump HVAC “ upstairs in the apartment and in the main floor. This property is two blocks from Historic Montrose Downtown, across the street from the library and Colorado University Montrose campus and a unique combination of commercial/business opportunity with residential in a perfect location.
Getting Around
Schools
Construction
Condition
- Year built: 1895
Materials
- Roof: Composition
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Victorian
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Microwave,Range Top,Range,Refrigerator,Washer
- Laundry features: W/D Hookup
Basement
- Has basement: Yes
- Basement: Basement-dug out
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Other
- Window features: Window Coverings,Wood Frames
- Flooring: Hardwood,Laminate,Other
- Finished area above ground: 2,001
Heating & Cooling
- Heating features: Forced Air,Mini Split system,Other
- Cooling features: Central Air
Interior Area
- Total structure area: 2,001
- Total interior livable area: 2,001 sqft
Property
Details
- Parcel number: 376728416004
- Zoning description: Commercial,Mixed-Use,Residential Single Family
Features
- Levels: Two
- Stories: 2
- Exterior features: Landscaping
- Has view: Yes
- View description: Other
Lot
- Lot size: 3,049 sqft
- Features: Other
- Lot size dimensions: 50 x 125
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Earthquake
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,523 | $30,276 |
| Home Insurance * | $129 | $1,548 |
| Property Taxes | $149 | $1,788 |
| Electricity | $186 | $2,232 |
| Total | $2,987 | $35,844 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-03 | Listed for sale | $499,000 |
