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48 Laurel Park #48, Northampton, MA, 01060

2beds
2baths
954sqft
$389,000
$408price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

Experience the best of both worlds—new construction and the charm of historic Laurel Park. Recently built, this energy-efficient cottage offers modern comfort with timeless appeal. The bright main level features an open layout with a well-designed kitchen, teak butcher block countertops, abundant cabinetry, a custom workspace, and dining area. The airy living room provides space to relax or entertain, and a convenient half bath completes the first floor. A wide staircase leads upstairs, where vaulted ceilings enhance two equally-sized bedrooms and a full-bath with sliding barn door, a soaking tub, separate shower, and stained-glass privacy window. The full, heated and sheet rocked basement includes laundry, a workshop area, ample storage, and a high-efficiency propane heating system with on-demand hot water. Other features include double-glazed Paradigm windows, 200-amp EV-charge and solar-ready electric service, rear porch, and 30-year roof. All just minutes from downtown Northampton!

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
36
BikeSomewhat Bikeable

Schools

4/10
6/10
9/10
Northampton High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Freezer,Washer,Dryer
  • Laundry features: In Unit

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Finished area above ground: 954

Heating & Cooling

  • Heating features: Baseboard,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 954
  • Total interior livable area: 954 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Parcel number: M:0008 B:0023 L:0048,3711870
  • Zoning: RR

Features

  • Entry location: Unit Placement(Street)
  • Patio & porch: Deck
  • Exterior features: Deck

Parking

  • Total spaces: 2
  • Parking features: Off Street
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$115$1,380
Property Taxes $440$5,280
Electricity $354$4,259
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 01060$288
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01060$347
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$389,000
2026-07-20Pending sale$389,000
2026-06-04Listed for sale$389,000

For Sale by Agent

AgentDavid Santos
BrokerageColdwell Banker Community REALTORS®

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