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113 Westwood Dr, Gallatin, MO, 64640

3beds
2baths
1,850sqft
$295,000
$159price/sqft
$1,962/moest. monthly cost
$78,480/yrincome needed

About This Home

New Construction home in Gallatin! Located in a growing development with a peaceful, small-town atmosphere, this 3-bedroom, 2-bath home offers the perfect blend of comfort and functionality. Enjoy relaxing on the charming covered front porch or entertaining on the spacious concrete patio overlooking the backyard. Inside, you'll find a well-designed floor plan featuring a large living room with easy access to the patio, a well-designed kitchen, and a separate formal dining room. All three bedrooms feature carpeted flooring while the two full bathrooms provide convenience for family and guests alike. The oversized garage offers ample room for vehicles, tools, and additional storage. Move -In Ready!!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Gallatin Middle SchoolGrades 5-80.4 mi
10/10
Gallatin High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Hall

Basement

  • Basement: Crawl Space

Bedroom1

  • Features: All Carpet

Bedroom2

  • Features: All Carpet

Bedroom3

  • Features: All Carpet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Details

  • Parcel number: 154.219101021

Features

  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 117 x 109

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$210$2,520
Property Taxes $120$1,440
Electricity $141$1,695
Total$1,962$23,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,268/yr
40% on housing$58,860/yr
45% on housing$52,320/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 64640$277
Daviess County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 64640
Daviess County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$295,000

For Sale by Agent

AgentTanya Burns
BrokerageRE/MAX Town and Country

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