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1035 E Fanning St, Tea, SD, 57064

2beds
2baths
1,220sqft
$425,800
$349price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

Experience the perfect blend of comfort, style, and functionality in this beautifully designed ranch home. The open-concept floor plan features a spacious living room with tray ceilings and abundant natural light, flowing seamlessly into the dining area and kitchen—ideal for everyday living and entertaining. The kitchen is thoughtfully designed with a large center island, ample cabinetry, and convenient access to the covered deck, creating the perfect space for indoor-outdoor gatherings. The private primary suite offers a spacious bedroom, walk-in closet, and a well-appointed en-suite bath with a large walk-in shower. A second main-floor bedroom and full bathroom provide flexibility for guests, family members, or a home office. The convenient main-floor laundry room adds to the home's functional design. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the oversized 3-stall garage with an additional flex space perfect for a workshop, recreational area, fitness room, or the ultimate "man cave." The garage is insulated and finished through one coat of firetape. The unfinished garden level lower level offers endless possibilities for future expansion, allowing room for additional bedrooms, a large family room, bathroom, and storage. Quality craftsmanship, modern finishes, and a thoughtfully designed layout make this home an exceptional opportunity. This home features a full standard yard, including rock, sod, irrigation, and edging.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
7/10
Tea Area High School - 03Grades 9-121.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Hard Board,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave,Dishwasher,Disposal,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 81

Features

  • Vaulted Ceiling(s),Tray Ceiling(s),Master Bath,Main Floor Laundry
  • Flooring: Carpet,Tile,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,220

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,220 sqft

Kitchen

  • Level: Main
  • Area: 126

Living Room

  • Level: Main
  • Area: 256

Master Bedroom

  • Level: Main
  • Area: 169

Property

Details

  • Parcel number: TBD

Features

  • Patio & porch: Front Porch

Lot

  • Lot size: 9,099 sqft
  • Features: City Lot
  • Lot size dimensions: 130x70

Parking

  • Total spaces: 3
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Ice Storm
Strong Wind
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters in Lincoln County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,153$25,836
Home Insurance $230$2,760
Property Taxes $397$4,764
Electricity $146$1,755
Total$2,926$35,112

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$349This listing

vs Other Active Listings

Avg $/sqft

ZIP 57064$207
Lincoln County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 57064$191
Lincoln County$195

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$425,800

For Sale by Agent

AgentAmanda J Treloar
BrokerageHouse 2 Home LLC

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