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419 Balboa E, Newport Beach, CA, 92661

6beds
7baths
3,455sqft
$5,385,000
$1,559price/sqft
$31,198/moest. monthly cost
$1,247,920/yrincome needed

About This Home

One house from the boardwalk. Two fully independent residences, built and finished to a single standard of quality, on one of the Balboa Peninsula's most coveted blocks. The primary residence at 419 E Balboa is ground-up newer construction, completed in 2017 across three thoughtfully designed levels. Three bedrooms, four bathrooms, private elevator, and a rooftop deck with open ocean and Balboa Pier views that redefine what it means to live on the Peninsula. The upper-level living space opens seamlessly to the outdoors, offering light, air, and water in every direction. This is a well-executed home perfectly positioned just one house from the boardwalk. The second residence at 417 E Balboa is a completely renovated three-bedroom, three-bathroom home with a private office, rebuilt and refreshed to a high standard. It features hardwood floors on the upper level, luxury porcelain tile on the lower, spacious bedrooms, an office, and a main-level primary bedroom. Fully independent and turnkey, 417's existing layout—with dual living areas, a full kitchen, and a kitchenette across its two levels—lends itself naturally to a range of income strategies, including ADU conversion on the lower level potentially creating a multi-unit rental opportunity. The property is also zoned for short term rentals, with permit availability subject to the City's current waitlist. Together: 6 bedrooms, 7 bathrooms, across over 3,450 interior square feet with ample parking— a genuine rarity on the Peninsula — and a location one house from the boardwalk. The primary residence delivers the lifestyle. The second delivers the flexibility. That combination, at this location, doesn't come around often.

Getting Around

77
WalkingVery Walkable
24
TransitMinimal Transit
73
BikeVery Bikeable

Schools

8/10
9/10

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition,Membrane
  • Construction materials: Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: 6 Burner Stove,Double Oven,Dishwasher,Freezer,Disposal,Gas Oven,Refrigerator,Range Hood,Water Softener,Tankless Water Heater,Vented Exhaust Fan,Water Purifier
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Closet

Bathroom

  • Features: Bathtub,Dual Sinks,Low Flow Plumbing Fixtures,Separate Shower

Bedroom

  • Features: Multi-Level Bedroom

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 2
  • 3/4 bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Balcony,Ceiling Fan(s),Stone Counters,Bedroom on Main Level,Primary Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Tile,Wood
  • Fireplace features: Bath,Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,455 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Kitchen Island,Kitchen/Family Room Combo,Stone Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 04812107
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Rooftop
  • Spa features: None
  • Has view: Yes
  • View description: City Lights,Coastline,Mountain(s),Neighborhood,Ocean,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water
  • Waterfront features: Ocean Side Of Highway

Lot

  • Lot size: 3,049 sqft
  • Features: No Landscaping,Zero Lot Line

Parking

  • Total spaces: 4
  • Parking features: Attached Carport,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $27,229$326,748
Home Insurance *$357$4,284
Property Taxes $2,872$34,464
Electricity $740$8,890
Total$31,198$374,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,069,645/yr
40% on housing$935,940/yr
45% on housing$831,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,559This listing

vs Other Active Listings

Avg $/sqft

ZIP 92661$2,371
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92661$2,780
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-05Listed for sale$5,385,000

For Sale by Agent

AgentTyler Brown
BrokerageSerhant California, Inc

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