131 Bear Trace Ln NW, Cleveland, TN, 37312
About This Home
OPEN HOUSE every Saturday & Sunday between 2-4 pm. Stunning, spacious NEW CONSTRUCTION in a gated community! This 4-bedroom, 3-full-bath plus bonus room home offers an open floor plan perfect for everyday living and entertaining. Custom finishes throughout include a ducted range hood, crown molding, and stainless steel appliances. Enjoy outdoor living on the huge back deck overlooking a large, sodded yard. The wide driveway and oversized garage offer parking for 2-3 vehicles plus a workshop area -- a dream setup for hobbyists or extra storage needs. Additional storage can be found in the expansive crawlspace and under-deck area, which includes a poured concrete pad. Buyers will love the $2,500 builder's decorating allowance, making it easy to add those personal finishing touches from day one. Located in Eagle Creek, a sought-after gated community in Northwest Cleveland, TN, residents enjoy resort-style amenities including a pool, clubhouse, community activities, food truck events, and beautiful greenspace along Mouse Creek. Don't miss this one -- schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Fiber Cement,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Cooktop,Gas Range,Dishwasher,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 4
Features
- Ceiling Fan(s)
- Flooring: Tile,Luxury Vinyl
- Finished area above ground: 2,800
Heating & Cooling
- Heating features: Central
- Cooling features: Other,Central Air
Interior Area
- Total structure area: 2,800
- Total interior livable area: 2,800 sqft
Property
Details
- Parcel number: 015P H 00300 000
- Special condition: Standard
Features
- Levels: One
- Stories: 2
- Pool features: Association
- Patio & porch: Deck,Covered
- Topography of land: Level
Lot
- Lot size: 0.31 Acres
- Features: Level
- Lot size dimensions: 103.36/102 x 141.08/124.12
Parking
- Total spaces: 2
- Parking features: Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,023 | $36,276 |
| Home Insurance | $287 | $3,444 |
| Property Taxes | $219 | $2,628 |
| Electricity | $227 | $2,730 |
| Total | $3,756 | $45,072 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $598,000 |
| 2026-08-05 | Listing removed | $598,000 |
| 2026-08-02 | Price change | $598,000 |
| 2026-06-04 | Listed for sale | $609,000 |
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