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2791 King Oak Cir, Saint Cloud, FL, 34769

3beds
2baths
1,126sqft
$264,900
$235price/sqft
$2,024/moest. monthly cost
$80,960/yrincome needed

About This Home

Discover this charming 3-bedroom, 2-bath home located in a highly sought-after St. Cloud neighborhood. Perfectly located near schools, the hospital, and only 3 miles from charming historic downtown St. Cloud, where you’ll enjoy local dining, shopping, and the beautiful lakefront. A commuter’s dream with convenient access to the Florida Turnpike entrance just 1 mile away. This home offers the perfect blend of convenience and comfortable living. Step inside to find a well-appointed kitchen featuring all appliances, including a new refrigerator, stove, microwave, and dishwasher—ready for you from day one. Important updates have already been completed, with a 2021 roof and a 2024 AC system, giving buyers added confidence and long-term value. Unwind in the screened-in patio with vinyl windows, creating a versatile space to enjoy the outdoors year-round. The community offers great amenities, including community pools and security cameras at the entrance for added peace of mind. As an added bonus, this home includes a 1-year home warranty, providing extra protection for your investment. Whether you're a first-time buyer, or downsizing this move-in ready home checks all the boxes.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Neptune Elementary SchoolGrades PK-51.2 mi
7/10
St. Cloud Middle SchoolGrades 6-82.5 mi
4/10
St. Cloud High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco,Wood Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,Tile
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,346
  • Total interior livable area: 1,126 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 092630003400010470
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Storage

Lot

  • Lot size: 1,786 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Assigned
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Inland Flooding
Tornado
Hurricane
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$186$2,232
Property Taxes $302$3,624
Electricity $197$2,366
Total$2,024$24,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,394/yr
40% on housing$60,720/yr
45% on housing$53,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 34769$144
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34769$236
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$264,900
2026-04-17Pending sale$264,900
2026-03-26Listed for sale$264,900
2011-09-06Sold$47,000
2011-07-02Listed for sale$52,000
2003-05-05Sold$83,000
2001-10-12Sold$71,000

For Sale by Agent

AgentRobin Wells
BrokerageWEICHERT REALTORS HALLMARK PR

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