2534-1 Montgomery Ridge Rd, Charlottesville, VA, 22911
About This Home
Montgomery Ridge Phase IV may be one of the last communities in Albemarle County offering spacious half-acre homesites. This ultra-rare enclave of just 14 homesites provides exceptional wooded privacy while remaining only minutes from Route 29. All homesites are served by public water and sewer, natural gas, and fiber-optic internet. The James is a unique dual-primary floor plan that combines the convenience of main-level living with the space and bedroom count of a larger traditional home. The open-concept design is ideal for both entertaining and everyday living. Step outside to your screened porch or open deck and enjoy the peaceful wooded setting. Upstairs, you'll find a spacious laundry room, a large second primary suite, and two additional bedrooms. The bonus room above the garage can be finished to provide even more living space. The walkout terrace level includes a finished recreation room, bedroom, and full bath, with additional unfinished areas available for future expansion. Call today for more information.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2027
Materials
- Foundation: Poured,Sealed
- Roof: Architectural
- Construction materials: Exterior Duct-Work is Insulated,Fiber Cement,Foam Insulation,HardiPlank Type,Stick Built,Radiant Barrier
Other
- Builder name: EVERGREEN BUILDERS
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: ENERGY STAR Qualified Appliances,Tankless Water Heater
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Partially Finished,Walk-Out Access
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: First
Family Room
- Level: First
Features
- Primary Downstairs,Entrance Foyer,Home Office,Loft,Mud Room
- Window features: Double Pane Windows,Insulated Windows
- Fireplace features: Gas,Sealed Combustion
- Fireplace: Yes
- Finished area below ground: 1,006
- Finished area above ground: 3,847
Foyer
- Level: First
Half Bath
- Level: First
Heating & Cooling
- Heating features: Central,Heat Pump,Natural Gas
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 6,555
- Total interior livable area: 4,853 sqft
Laundry
- Level: Second
Loft
- Level: Second
Master Bathroom
- Level: Second
Master Bathroom
- Level: First
Master Bedroom
- Level: First
Master Bedroom
- Level: Second
Mud Room
- Level: First
Office
- Level: First
Recreation
- Level: Basement
Property
Details
- Parcel number: Based on final sale
- Zoning description: A Residence Zone
Features
- Levels: Two
- Stories: 2
- Patio & porch: Composite,Deck,Front Porch,Porch,Screened
- Exterior features: Porch
- Has view: Yes
- View description: Trees/Woods
Lot
- Lot size: 0.50 Acres
- Features: Cul-De-Sac,Dead End
Parking
- Total spaces: 2
- Parking features: Attached,Garage Faces Front,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,368 | $100,416 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $1,006 | $12,072 |
| Electricity | $467 | $5,609 |
| Total | $10,102 | $121,224 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-04 | Listed for sale | $1,655,000 |
View on Zillow