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23724/23726 Springriver Dr, Elkhart, IN, 46516

4beds
4baths
1,311sqft
$324,900
$248price/sqft
$2,288/moest. monthly cost
$91,520/yrincome needed

About This Home

Well maintained and updated duplex in Concord Schools. Good opportunity for a long term investment. New Roof, updated water heaters, newer HVAC. Walkthroughs to be once an offer is accepted. Do not disturb tenants. Expenses are not zero they are unknown, Buyer is responsible to verify.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
5/10
4/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Basement
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Laminate Counters
  • Flooring: Mixed
  • Finished area below ground: 0
  • Finished area above ground: 1,311

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,185
  • Total interior livable area: 1,311 sqft

Property

Details

  • Parcel number: 200623377023.000009
  • Zoning: R-2

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.46 Acres
  • Features: Level,0-2.9999,City/Town/Suburb
  • Lot size dimensions: 180x112

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Off Street,Off Street Parking,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$240$2,880
Property Taxes $222$2,664
Electricity $184$2,212
Total$2,288$27,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,445/yr
40% on housing$68,640/yr
45% on housing$61,013/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 46516$125
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46516$126
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$324,900

For Sale by Agent

AgentAndrew D Myers
BrokerageMyers Trust Real Estate

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