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784 Halls Mill Rd Lot 2B, Shelbyville, TN, 37160

2beds
2baths
1,659sqft
$443,900
$268price/sqft
$2,869/moest. monthly cost
$114,760/yrincome needed

About This Home

Situated on 1.44 acres, this BRAND NEW charming 2-bedroom, 2-bath with an additional flex space home offers the perfect blend of comfort, style, and space. Enjoy peaceful views from the covered front and back porches, perfect for relaxing or entertaining. Inside, you’ll find granite countertops, engineered hardwood flooring throughout, a beautifully finished tile laundry/mudroom, and tiled primary and guest bathrooms. A spacious carport and ample outdoor space complete this inviting property. Located just minutes from river access, this home offers both functionality and the best of country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
5/10
Community Middle SchoolGrades 6-84.1 mi
5/10
Community High SchoolGrades 9-123.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Electric Range,Dishwasher,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space,None

Bedroom1

  • Area: 192
  • Dimensions: 16x12

Bedroom2

  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Flooring: Wood,Tile
  • Finished area above ground: 1,659

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,659
  • Total interior livable area: 1,659 sqft

Kitchen

  • Area: 247
  • Dimensions: 13x19

Living Room

  • Area: 285
  • Dimensions: 15x19

Other

  • Area: 143
  • Dimensions: 13x11

Recreation Room

  • Features: Main Level
  • Level: Main Level

Property

Details

  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered

Lot

  • Lot size: 1.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,244$26,928
Home Insurance $251$3,012
Property Taxes $199$2,388
Electricity $175$2,103
Total$2,869$34,428

Income You'd Need if You Spent...

35% on housing$98,365/yr
40% on housing$86,070/yr
45% on housing$76,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$176
Bedford County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$435,900
2026-07-24Listed for sale$443,900
2026-07-24Pending sale$443,900
2026-06-22Listed for sale$443,900

New Construction

AgentJessica Smith
BrokerageBetter Homes & Gardens Real Estate Heritage Group

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