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1306 Spring Valley Rd #226, Arnold, CA, 95223

2beds
2baths
1,056sqft
$339,000
$321price/sqft
$2,468/moest. monthly cost
$98,720/yrincome needed

About This Home

Well built chalet, scrupulously cared for, everything works. Sunny deck. Concrete floor basement with lots of room. Separate snowmobile garage 350 sq. ft. & 2 doos. Recent septic clearance. Roomy loft & 2 br, sleeps at least 10. Steel roof 5 yrs old. Ready to enjoy. Furnace & woodstove replaced 5 years ago.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
7/10
Avery Middle SchoolGrades 6-821.4 mi
7/10

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Range,Free-Standing Refrigerator,Range Hood,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Central,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Other Counter

Master Bathroom

  • Features: Shower Stall(s)

Property

Accessibility

  • Accessibility features: Other

Details

  • Zoning: R1
  • Special condition: Trust

Features

  • Levels: Three Or More
  • Stories: 3
  • Fencing: None
  • Topography of land: Forest,Hillside,Forest,Hillside

Lot

  • Lot size: 0.36 Acres
  • Features: Irregular Lot

Parking

  • Parking features: No Garage,Gentle Up Driveway/Sidewalks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Inland Flooding
Landslide

FEMA Declared Disasters in Calaveras County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance *$156$1,872
Property Taxes $200$2,400
Electricity $398$4,786
Total$2,468$29,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,617/yr
40% on housing$74,040/yr
45% on housing$65,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.3%
18.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$321This listing

vs Other Active Listings

Avg $/sqft

ZIP 95223$231
Calaveras County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 95223
Calaveras County$274

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$339,000

For Sale by Agent

AgentEric Jung
BrokerageBear Valley Real Estate

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