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670 Southshore Dr, Tuckasegee, NC, 28783

3beds
4baths
3,331sqft
$1,975,000
$593price/sqft
$11,413/moest. monthly cost
$456,520/yrincome needed

About This Home

Introducing Homesite 670 in Bear Lake Reserve, a remarkable new construction opportunity designed by the acclaimed Moss Creek Designs. Perched high above the mountains near Sylva, NC, this stunning 3-bedroom, 3.5-bath retreat blends modern architecture with the timeless beauty of the Blue Ridge Mountains. Crafted with stone, timber, and expansive walls of glass, the home is designed to capture breathtaking mountain and lake views while creating a seamless connection to nature. The thoughtfully designed floor plan features a spacious great room, chef-inspired kitchen, dining area, upstairs den, and multiple outdoor living spaces with inviting fireplaces. Private decks off each bedroom provide the perfect setting for morning coffee or evenings beneath the stars. Located within the gates of Bear Lake Reserve, residents enjoy access to a private lake, marina, golf, tennis, pickleball, hiking trails, fishing, kayaking, boating, dining, fitness facilities, swimming, and year-round events. This exceptional home offers a rare opportunity to create a lasting family legacy in one of WNC premier mountain-lake communities! Come soon so you can pick out your own finishes and appliances!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Cullowhee Valley SchoolGrades PK-88.7 mi
9/10
6/10
Smoky Mountain HighGrades 9-1212.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space,Stone
  • Roof: Metal
  • Construction materials: Hardboard Siding,Stone,Other

Other

  • Builder name: Montgomery Company

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room,Main Level

Bedroom S

  • Level: Lower

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Other
  • Fireplace features: Great Room,Outside
  • Finished area below ground: 0
  • Finished area above ground: 3,331

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,331
  • Total interior livable area: 3,331 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 7596222354
  • Zoning: Residental
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Balcony,Covered,Deck,Terrace

Lot

  • Lot size: 1.85 Acres
  • Features: Rolling Slope,Views

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$607$7,284
Property Taxes $510$6,120
Electricity $310$3,723
Total$11,413$136,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$391,302/yr
40% on housing$342,390/yr
45% on housing$304,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$593This listing

vs Other Active Listings

Avg $/sqft

ZIP 28783$389
Jackson County$440

vs Homes Sold Last Month

Median $/sqft

ZIP 28783$315
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-08Listed for sale$1,975,000

New Construction

AgentBernard Gilchrist
BrokerageSundog Realty, Inc.

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