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3435 Masterpiece St, Las Cruces, NM, 88012

4beds
2baths
2,350sqft
$424,990
$181price/sqft
$2,687/moest. monthly cost
$107,480/yrincome needed

About This Home

This thoughtfully designed single-story home features four bedrooms, three bathrooms, an open-concept great room, a spacious kitchen with a central island, and a flex space perfect for a home office or additional living area. The master suite includes a generous walk-in closet and a luxurious en-suite bath. With a variety of customization options, such as an extended patio, a gourmet kitchen, and a fifth bedroom, Allowing the Luna to fit your lifestyle while offering modern comfort and functionality.Open-concept layout with a seamless flow between the kitchen, dining, and great roomFlexible living spaces, including an optional study or fifth bedroom Spacious master suite with walk-in closet and deluxe bath optionsMultiple outdoor living enhancements **Pictures are for illustration purposes only Pricing and plans are subject to change.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Mesa Middle SchoolGrades 6-81.5 mi
6/10
Onate High SchoolGrades 9-123.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Hakes Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Public Info
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 4009127276155

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Heat Wave

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$146$1,752
Property Taxes $226$2,712
Electricity $167$2,004
Total$2,687$32,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,125/yr
40% on housing$80,610/yr
45% on housing$71,653/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 88012$160
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88012$189
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Price change$424,990
2026-06-10Price change$434,990
2026-06-04Listed for sale$457,995

New Construction

AgentVania Gabriela Castaneda
BrokerageHome Pros Real Estate Group New Mexico

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