See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

46 Lyons St #46, Quincy, MA, 02169

3beds
3baths
1,586sqft
$915,000
$577price/sqft
$6,006/moest. monthly cost
$240,240/yrincome needed

About This Home

The most distinctive condo offering in Quincy right now isn't in a building—it's one of three freestanding homes. #46 delivers 3 beds, 2.5 baths, a 2-car garage, and private outdoor space in a package that simply doesn't exist elsewhere in this market. Local builders approached every element with intention: inset cabinetry, quartz counters and backsplash, white oak floors, epoxy garage floors. The kind of craft typically reserved for custom single-family homes. The bones are just as considered. Harvey windows, Hardiplank siding, high-efficiency Bosch heat pump HVAC & heat pump hot water—infrastructure built to perform for decades, not just impress at first showing. What sets this unit apart is the full walk-out basement: full-sized windows and genuine potential for finished living space when you're ready. A generous deck off the dining room opens to exclusive yard space, professionally landscaped with sod, gardens, and flowering trees. This is new construction done right.

Getting Around

68
WalkingSomewhat Walkable
34
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

6/10
5/10
Quincy High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile
  • Finished area above ground: 1,586
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Master Bathroom

  • Features: Yes

Property

Details

  • Zoning: res

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio

Parking

  • Total spaces: 4
  • Parking features: Attached,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$249$2,988
Property Taxes $777$9,324
Electricity $354$4,259
Total$6,006$72,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,920/yr
40% on housing$180,180/yr
45% on housing$160,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 02169$375
Norfolk County$448

vs Homes Sold Last Month

Median $/sqft

ZIP 02169$411
Norfolk County$427

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$915,000
2026-07-22Price change$915,000
2026-07-10Price change$925,000
2026-06-04Listed for sale$995,000

For Sale by Agent

AgentErin Feeney
BrokerageCeres Real Estate

Similar Homes