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3500 Palace Ct, Saint Louis, MO, 63135

3beds
2baths
1,523sqft
$99,900
$66price/sqft
$923/moest. monthly cost
$36,920/yrincome needed

About This Home

Discover a unique opportunity at 3500 West PL, STLS MO 63121, a distinguished single-family residence constructed in 1936. This property offers a compelling blend of historical charm and potential, presenting a distinctive canvas for sophisticated living. The residence encompasses three well-proportioned bedrooms, each offering a private retreat for comfort and personalization. A single, thoughtfully appointed bathroom serves the home, providing essential amenities with a classic sensibility. Embrace the potential of this compelling property; contact us today to schedule your private viewing and envision your future within these walls.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
1/10
Normandy High SchoolGrades 9-121.1 mi
--

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,523

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,523
  • Total interior livable area: 1,523 sqft

Property

Details

  • Parcel number: 15H521363
  • Special condition: Standard

Features

  • Levels: One
  • Fencing: None

Lot

  • Lot size: 4,356 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Lightning
Tornado
Winter Weather
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$183$2,196
Property Taxes $94$1,128
Electricity $141$1,693
Total$923$11,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,645/yr
40% on housing$27,690/yr
45% on housing$24,613/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 63135$61
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63135$94
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Price change$99,900
2026-06-28Price change$104,900
2026-06-04Listed for sale$109,900

For Sale by Agent

AgentTerry Lynn Jackson
BrokerageTrelora Realty, Inc

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