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12950 SW 232nd Ln, Homestead, FL, 33032

3beds
3baths
1,328sqft
$425,000
$320price/sqft
$3,134/moest. monthly cost
$125,360/yrincome needed

About This Home

Beautifully maintained 2022 new construction townhouse in a corner lot, offering 3 bedrooms and 3 full bathrooms in a highly desirable gated, resort-style community. Designed with comfort and functionality in mind, this home features an ideal floor plan with one full bedroom and one full bathroom conveniently located on the first floor, perfect for guests, multigenerational living, or a home office. The open-concept layout seamlessly connects the living, dining, and kitchen areas, creating an inviting space with a private backyard perfect for relaxing or entertaining. Enjoy the benefits of living in a resort-style community with swimming pool, lounge area and fully equipped fitness center.

Getting Around

21
WalkingCar-Dependent
35
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

4/10
Redland Elementary SchoolGrades PK-53.3 mi
5/10
Redland Middle SchoolGrades 6-83.3 mi
3/10
South Dade Senior High SchoolGrades PK,9-125.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Construction materials: CBS Construction

Type & Style

  • Home type: Townhouse
  • Architectural style: Split Level
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Tile
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Other

Interior Area

  • Total structure area: 1,373
  • Total interior livable area: 1,328 sqft

Property

Details

  • Parcel number: 3069230150730

Features

  • Levels: Split Level
  • Entry location: First Floor Entry
  • Patio & porch: Patio
  • Has view: Yes
  • View description: None

Parking

  • Parking features: 2 Or More Spaces,Additional Spaces Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$307$3,684
Property Taxes $481$5,772
Electricity $197$2,366
Total$3,134$37,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,451/yr
40% on housing$94,020/yr
45% on housing$83,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 33032$249
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33032$279
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$425,000
2026-06-23Listed for sale$435,000
2022-11-30Sold$401,100

For Sale by Agent

AgentBrinnibert Pimentel PA
BrokerageFlorida Realty of Miami Corp

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