98 W Side Rd, Owls Head, NY, 12969
About This Home
Just in time for summer, escape to your own lakefront paradise! Nestled along the shores of Mt. View Lake, this fully furnished two-bedroom, one-bath camp offers the perfect retreat from the hustle and bustle of everyday life. Enjoy plenty of space for family and friends with a boathouse featuring electricity and internet access, plus a separate 126-square-foot summer cabin for additional guest accommodations or recreational use. Recent updates include a beautifully renovated bathroom in 2023 and a new roof installed in 2022, providing peace of mind for years to come. Whether you're looking for a seasonal getaway or a place to create lasting memories on the water, this property has it all.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1940
Materials
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Camp
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Oven,Dryer,Washer
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Features: Natural Woodwork
- Level: First
- Area: 98.44
- Dimensions: 9.2 x 10.7
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 913
Heating & Cooling
- Heating features: Propane
- Cooling features: Other
Interior Area
- Total structure area: 913
- Total interior livable area: 913 sqft
Kitchen
- Features: Hardwood
- Level: First
- Area: 77.19
- Dimensions: 9.3 x 8.3
Living Room
- Features: Natural Woodwork
- Level: First
- Area: 306.15
- Dimensions: 19.5 x 15.7
Master Bathroom
- Features: Ceramic Tile
- Level: First
- Area: 39.9
- Dimensions: 7 x 5.7
Master Bedroom
- Features: Natural Woodwork
- Level: First
- Area: 307.72
- Dimensions: 19.6 x 15.7
Other
- Features: Natural Woodwork
- Level: Second
- Area: 496.8
- Dimensions: 23 x 21.6
Workshop
- Features: Hardwood
- Level: First
- Area: 134.4
- Dimensions: 14 x 9.6
Property
Details
- Parcel number: 218.1114
- Zoning: Residential
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Enclosed,Porch,Rear Porch,Screened
- Exterior features: Balcony,Private Yard,Storage
- Spa features: None
- Fencing: Gate,Wood
- Has view: Yes
- View description: Forest,Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Navigable Water,Waterfront
- Waterbody name: Mountain View Lake
- Frontage type: Lakefront
- Topography of land: Sloping
Lot
- Lot size: 1.16 Acres
- Features: Back Yard,Cleared,Gentle Sloping,Lake on Lot,Many Trees,Private,Sloped Down,Views,Waterfront
Parking
- Parking features: Driveway,On Site
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,562 | $18,744 |
| Home Insurance * | $172 | $2,064 |
| Property Taxes | $373 | $4,476 |
| Electricity | $246 | $2,954 |
| Total | $2,353 | $28,236 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $294,000 |
| 2026-06-05 | Listed for sale | $309,000 |
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