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109 & 113 Janalee Dr, Henderson, KY, 42420

2beds
1baths
792sqft
$159,000
$201price/sqft
$1,203/moest. monthly cost
$48,120/yrincome needed

About This Home

Location, location, location! Looking to add to your investment Portfolio or land to build your future home with a great view? This may be it! 109 & 113 Janalee Drive are being sold together with 117 Janalee Drive, Henderson, KY. These properties offer exceptional space and versatility with the adjoining lots, along with great views of the Ohio River. This presents a rare opportunity that may be suitable for a custom-built home or to pursue residential investment development. These properties also offer excellent potential for additional investment income with the current long-term tenants, additional outdoor living space, or future development. So many great opportunities await you with these properties. All three properties are being sold "As Is". Please note that the mobile homes and smaller sheds are not included with the sale as they are personally owned by the tenants. See Agent Notes regarding current rental income and refer to PVA maps for boundaries. Subject to local zoning or approval requirements. Buyer's Agent shall verify zoning and development possibilities as well as square footage.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Dry Wall,Plaster,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None,Gas Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: No Window Treatments
  • Flooring: Vinyl,Wood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 792

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 0
  • Total interior livable area: 792 sqft

Property

Details

  • Zoning description: City

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Front Porch,Side Porch,Deck
  • Fencing: None

Lot

  • Lot size: 2,721 sqft
  • Lot size dimensions: 55.87 x 98.9 & 97.8 x 104.9

Parking

  • Parking features: No Garage,Yes,Rock
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Ice Storm
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$133$1,596
Property Taxes $113$1,356
Electricity $154$1,850
Total$1,203$14,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,245/yr
40% on housing$36,090/yr
45% on housing$32,080/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 42420$114
Henderson County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 42420$129
Henderson County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$149,900
2026-07-06Price change$159,000
2026-06-05Listed for sale$175,000

For Sale by Agent

AgentKristi Overfield
BrokerageERA FIRST ADVANTAGE

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