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3939 Flat Top Drive, Bremerton, WA, 98312

3beds
2baths
1,726sqft
$599,990
$348price/sqft
$3,694/moest. monthly cost
$147,760/yrincome needed

About This Home

Find your Serenity at Sinclair Ridge, tucked behind McCormick Village and surrounded by two creeks, wooded conservation & wetlands, where greenbelt, mountain, and peek-a-boo Sinclair Inlet water views welcome you home. Lot 191 offers the 1,726 sq. ft. Aurora, a single-level/rambler smart home with 3 bedrooms, 2 baths + 2-bay garage. A full hall bath splits Bedrooms 2 & 3 near the front of the home, complete with w/a quartz topped dual sink vanity, tub/shower combo + linen closet. The primary suite w/vaulted ceilings is on the opposite side of the home, with an en-suite bath that includes a quartz topped dual sink vanity, separate tub, tiled walk-in shower, and a large walk-in closet. The open-concept great room boasts a gas fireplace, flowing into the dining area with access to a covered patio, spacious backyard, and a well-appointed gourmet chef's island kitchen with a corner walk-in pantry, 42” soft-close dovetail cabinetry with abundant drawer space, tile backsplash, a gas cooktop w/hood, built-in convection wall oven w/air fry & microwave, and quartz countertops. Included: landscaping, A/C, 9’ ceilings, 8’ entry & garage doors, fire sprinklers, hot water recirculation pump, CAT-6 wiring/FIBER internet ready, fire sprinklers, Energy Star Certified w/R-60 insulation & builder warranty. Walk 2 nearby golf, trails, parks, off-leash dog park, splash pad, playgrounds, pickleball & sport courts + future retail/restaurants. Brokers 2 register buyers before or at first visit.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
1
BikeSomewhat Bikeable

Schools

8/10
7/10
South Kitsap High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,ICFs (Insulated Concrete Forms),Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Century Communities of Washington

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Microwave,See Remarks,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Hybrid Heat Pump Hot Water Heater

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,HRV/ERV System,Recirculation Pump,Electric,Natural Gas
  • Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump,HEPA Air Filtration

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 57360001910009
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Pantry,SMART Wired,Sprinkler System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: See Remarks,Territorial
  • Topography of land: Level

Lot

  • Lot size: 5,148 sqft
  • Features: Curbs,Dead End Street,Paved,Sidewalk,Cable TV,Electric Car Charging,Fenced-Partially,Gas Available,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$153$1,836
Property Taxes $359$4,308
Electricity $149$1,793
Total$3,694$44,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,651/yr
40% on housing$110,820/yr
45% on housing$98,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$261
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$604,990
2026-08-05Price change$604,990
2026-07-24Price change$599,990
2026-07-21Price change$604,990
2026-07-16Price change$599,990
2026-06-05Listed for sale$639,990

New Construction

AgentJessica Sulliman
BrokerageBMC Realty Advisors Inc

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