See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3868 Emerald Isle Dr, Union, KY, 41091

3beds
2baths
2,069sqft
$572,300
$277price/sqft
$3,663/moest. monthly cost
$146,520/yrincome needed

About This Home

New construction by Fischer Homes in the beautiful Woodvale community, featuring the stunning Calvin design. This unique plan offers 3 bedrooms and 2 full baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Bedroom3

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Features: Luxury Vinyl Flooring
  • Level: First
  • Area: 168
  • Dimensions: 12 x 14

Family Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 396
  • Dimensions: 18 x 22

Features

  • Kitchen Island,Pantry,Open Floorplan,Entrance Foyer,Double Vanity,Breakfast Bar,High Ceilings
  • Door features: Multi Panel Doors
  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,069
  • Total interior livable area: 2,069 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Pantry,Wood Cabinets,Solid Surface Counters
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Office

  • Features: Carpet Flooring,French Doors
  • Level: First
  • Area: 121
  • Dimensions: 11 x 11

Other

  • Features: Carpet Flooring
  • Level: Basement
  • Area: 720
  • Dimensions: 30 x 24

Primary Bedroom

  • Features: Carpet Flooring,Walk-In Closet(s),Bath Adjoins
  • Level: First
  • Area: 238
  • Dimensions: 17 x 14

Property

Accessibility

  • Accessibility features: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 70 x 133

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning
Strong Wind
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,893$34,716
Home Insurance *$207$2,484
Property Taxes $400$4,800
Electricity $163$1,960
Total$3,663$43,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,588/yr
40% on housing$109,890/yr
45% on housing$97,680/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 41091$221
Boone County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 41091$186
Boone County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$572,300

New Construction

AgentAl Hencheck
BrokerageHMS Real Estate

Similar Homes