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0 Salisbury, Stratford, NY, 13470

0beds
0baths
0sqft
$159,000
--price/sqft
$1,348/moest. monthly cost
$53,920/yrincome needed

About This Home

Discover true Adirondack seclusion on this extraordinary waterfront property featuring over 1,100 feet of cascading frontage on the well-known Trammel Creek. A rare opportunity to own your own stretch of pristine trout waters, complete with natural swimming holes, rushing pools, and peaceful forest surroundings. The property includes a newly built Adirondack Knotty Pine cabin shell (over 550 sq. ft., not including the first level), ready for the new owner to finish and customize to their own style and vision. Whether you envision a future homesite or a vacation cabin with the serenity of continuous babbling waters. Enjoy the cascading of waters while sitting on the deck of this Adirondack Cabin, surrounded by mature evergreen and hardwood forest that provides year-round privacy and natural beauty. Complete with electric service and high-speed internet and an existing old septic and well already - a rare combination of convenience, but with the true feelings of being surrounded by the sounds of natural wilderness. Private gated driveway, leading you into your own secluded Adirondack paradise. Numerous opportunities to expand or enhance the existing cabin structure. A true four-season retreat where nature, privacy, and possibilities come together on one remarkable piece of Adirondack waterfront. Showings available by appointment only, call today to schedule yours!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Property

Details

  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Creek,Private,Wooded
  • Has water view: Yes
  • Water view: Creek
  • On waterfront: Yes
  • Waterfront features: Creek
  • Waterbody name: Trammel Creek
  • Frontage length: 0

Lot

  • Lot size: 3.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$80$960
Property Taxes $219$2,628
Electricity $246$2,954
Total$1,348$16,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,217/yr
40% on housing$40,440/yr
45% on housing$35,946/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13470
Herkimer County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 13470$183
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$159,000

For Sale by Agent

AgentDavid Vandewater
BrokerageVANDEWATER & ASSOCIATES INC

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