3515 Rock Creek Rd, Toccoa, GA, 30577
About This Home
Welcome to 3515 Rock Creek Road in Toccoa! This charming 2-bedroom, 1-bath home sits on a spacious 1-acre lot and offers several recent updates, including fresh interior paint, LVT flooring, and a new roof. The home features a mini-split system for heating and air, providing comfort throughout the seasons. Outside, enjoy a fenced-in backyard with plenty of room for pets, gardening, outdoor entertaining, or simply relaxing in your own private space. Conveniently located in Toccoa, this property is a great opportunity for a first-time buyer, downsizer, or investor. Property consists of Tract 1 per recorded survey.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1970
Materials
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: MobileManufactured
- Architectural style: Modular Home
- Property subType: Single Family Residence,Manufactured Home
Interior
Appliances
- Appliances included: Microwave,Oven/Range (Combo)
- Laundry features: Laundry Closet
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Master On Main Level
- Flooring: Other
- Finished area below ground: 0
- Finished area above ground: 800
Heating & Cooling
- Heating features: Other
- Cooling features: Other
Interior Area
- Total structure area: 800
- Total interior livable area: 800 sqft
Property
Details
- Parcel number: 021B 029
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 1 Acres
- Features: None
Parking
- Total spaces: 2
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Ice Storm
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $687 | $8,244 |
| Home Insurance * | $90 | $1,080 |
| Property Taxes | $80 | $960 |
| Electricity | $219 | $2,637 |
| Total | $1,076 | $12,912 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $136,000 |
View on Zillow