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1690 West St #178, Holly Springs, MS, 38635

4beds
3baths
2,049sqft
$290,000
$142price/sqft
$2,079/moest. monthly cost
$83,160/yrincome needed

About This Home

Charming Updated Home on 1 Acre with Flexible Floor Plan & Bonus Space Welcome home to peaceful country living with modern updates! Nestled on a beautiful 1-acre lot, this spacious 2,049 sq ft home offers the perfect blend of charm, comfort, and functionality with a split floor plan, fresh interior updates, and flexible living space for today's lifestyle. Step inside to discover all new interior paint, beautifully painted kitchen cabinets, new granite countertops, and updated bathrooms. The home also features all new flooring throughout, including luxury vinyl plank, tile, and carpet, creating a fresh, move-in-ready feel from top to bottom. The thoughtfully designed layout includes the primary suite and two additional bedrooms downstairs, offering convenience and privacy. Upstairs, you'll find a versatile space featuring a bonus room, optional 4th bedroom or office, and a half bath—ideal for working from home, guests, a playroom, or media space. Outside, enjoy relaxing mornings on the large covered front porch or entertain friends and family on the spacious side porch/deck overlooking the fenced backyard—perfect for pets, kids, or outdoor gatherings. Property Features: * 2,049 Sq Ft * 3 Bedrooms + Bonus/Optional 4th Bedroom or Office * 2.5 Bathrooms * 1-Acre Lot * Split Floor Plan * Primary Suite + 2 Bedrooms Downstairs * Bonus Room & Half Bath Upstairs * All New Interior Paint * Painted Kitchen Cabinets * New Granite Countertops * Updated Bathrooms * New LVP, Tile & Carpet Flooring * Large Covered Front Porch * Large Side Porch/Deck * Fenced Backyard * Move-In Ready Enjoy the space of country living with the updates you've been looking for—this one checks all the boxes!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
6/10
Holly Springs High SchoolGrades 9-123.6 mi

Construction

Condition

  • Property condition: Move In Ready

Materials

  • Foundation: Conventional
  • Roof: Metal
  • Construction materials: Vinyl,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Free-Standing Refrigerator,Water Heater
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bookcases,Breakfast Bar,Ceiling Fan(s),Granite Counters,Primary Downstairs,Recessed Lighting
  • Flooring: Vinyl,Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Propane,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,049
  • Total interior livable area: 2,049 sqft

Property

Details

  • Parcel number: 147d2600406

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Driveway,Gravel,Private,Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Strong Wind

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$276$3,312
Property Taxes $145$1,740
Electricity $192$2,304
Total$2,079$24,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,280/yr
40% on housing$62,370/yr
45% on housing$55,440/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 38635$133
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38635$114
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$290,000
2026-06-05Listed for sale$299,000

For Sale by Agent

AgentCourtney C McClatchy
BrokerageBurch Realty Group

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