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28348 W County Line Rd, Trout Lake, MI, 49793

3beds
1baths
1,120sqft
$329,000
$294price/sqft
$2,396/moest. monthly cost
$95,840/yrincome needed

About This Home

Experience picturesque country living with this charming 3-bed, 1-bath farmhouse set on 80 scenic, rolling acres. A mix of open land and mature trees offers farming and recreational potential, complemented by a 60x20 pole building and 44x24 classic barn-style outbuilding. Enjoy beautiful views, trilliums, lilacs and daffodils, plus abundant wildlife including deer, turkey, cranes, geese and even the occasional moose! Frontage on both the main highway and County Line Rd provides a secluded feel with convenient access on year-round maintained roads. The fully furnished home features a newer boiler system, metal roof, well, septic and DirecTV, plus peace of mind with a whole-home automatic generator. It's just five minutes to Trout Lake for fantastic boating & fishing and the property is ideally located for exploring U.P. attractions, including Tahquamenon Falls, Oswald's Bear Ranch and the Soo Locks. Only 25 minutes from the Mackinac Bridge & St Ignace, this property offers a wonderful combination of acreage, privacy, accessibility and classic UP living. Don't miss out on this opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Rudyard High SchoolGrades PK-1217.8 mi

Construction

Materials

  • Foundation: Basement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Range/Oven,Refrigerator,Microwave,Dryer

Basement

  • Has basement: Yes
  • Basement: Michigan/Utility

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Blinds,Curtain Rods,Drapes
  • Flooring: Hardwood
  • Finished area above ground: 1,120

Heating

  • Heating features: Baseboard,Hot Water,Oil,Propane,Freestanding Gas Stv

Interior Area

  • Total structure area: 1,120
  • Total interior livable area: 1,120 sqft

Property

Details

  • Parcel number: 01513200800
  • Other equipment: Automatic Generator,Satellite Components,Satellite Dish
  • Wooded area: 40

Features

  • Stories: 2
  • Exterior features: Garden
  • Frontage type: None

Lot

  • Lot size: 80 Acres
  • Features: Adj State/Federal Ld,Natural
  • Lot size dimensions: 80

Parking

  • Parking features: RV Access/Parking
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Chippewa County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$238$2,856
Property Taxes $307$3,684
Electricity $188$2,259
Total$2,396$28,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,148/yr
40% on housing$71,880/yr
45% on housing$63,893/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 49793$114
Chippewa County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 49793$92
Chippewa County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$329,000
2026-07-11Price change$330,000
2026-06-21Price change$395,000
2026-06-05Listed for sale$400,000

For Sale by Agent

AgentMelissa Townsend
BrokerageMackinac Properties, Inc

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