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3609 Camberly Dr Lot 876, Fayetteville, NC, 28306

4beds
3baths
2,878sqft
$557,900
$194price/sqft
$3,892/moest. monthly cost
$155,680/yrincome needed

About This Home

Elegant Home Scheduled for Completion in July-August 2026! Located in the Gated Golf Community of Gates Four and within the highly sought-after Jack Britt School District, this exceptional home offers just over 2,800 heated square feet and access to outstanding community amenities, including 24-hour gated security, golf, a swimming pool, clubhouse, and more (membership required for some amenities). This spacious home features 4 bedrooms, 3 full bathrooms, a large bonus room, a covered rear porch, and an attached 2-car garage. Beautiful flooring flows throughout the main living areas, creating a warm and inviting atmosphere. As you enter, you are welcomed by a stunning two-story foyer featuring a large window open to the second-floor hallway, allowing an abundance of natural light to fill the home. The formal dining room showcases elegant wainscoting and is perfect for entertaining family and friends. The first floor also includes a guest bedroom with a nearby full bathroom, providing convenience for visitors or multi-generational living. The garage entrance is conveniently located nearby. The kitchen is truly the heart of this home and offers an impressive amount of counter space, seating, and storage. Designed with both functionality and style in mind, it is the perfect gathering place for family and friends. In addition to abundant cabinetry and workspace, the kitchen features a built-in desk area that is ideal for a home office, homework station, or household organization center. The breakfast area provides plenty of space for everyday dining. The kitchen also offers easy access to the formal dining room and is completely open to the spacious family room, creating an ideal layout for entertaining. The family room features a fireplace and large windows that fill the space with natural light. Upstairs, you will find the spacious owner's suite, two additional bedrooms, a conveniently located laundry room, and a large bonus room that can serve as a second family room, media room, playroom, home office, or potential fifth bedroom. The owner's suite provides a private retreat and features a large walk-in closet, dual vanities, a relaxing garden tub, and a separate tiled shower. Combining space, style, and functionality, this exceptional new home is located in one of Fayetteville's most desirable gated communities and offers a wonderful opportunity for buyers seeking quality construction, modern features, outstanding amenities, and a convenient location. Estimated completion is July 2026.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Stoney Point ElementaryGrades K-51.8 mi
9/10
John R Griffin MiddleGrades 6-81.9 mi
9/10
Jack Britt High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Garden Tub/Roman Tub,Multiple Master Suites,Open Floorplan,Separate Shower,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Other
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes

Heating

  • Heating features: Heat Pump,Other

Interior Area

  • Total interior livable area: 2,878 sqft

Property

Details

  • Special condition: Standard
  • Exclusions: -N/A

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Porch
  • Living area range: 2801-3000

Lot

  • Features: 1/4 to 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado

FEMA Declared Disasters in Cumberland County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,821$33,852
Home Insurance *$399$4,788
Property Taxes $404$4,848
Electricity $268$3,216
Total$3,892$46,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,440/yr
40% on housing$116,760/yr
45% on housing$103,786/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 28306$147
Cumberland County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 28306$159
Cumberland County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$557,900

New Construction

AgentJAY DOWDY
BrokerageBHHS ALL AMERICAN HOMES #2

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