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5535 Eureka Rd, Rome, NY, 13440

4beds
2baths
1,758sqft
$299,900
$171price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Welcome to 5535 Eureka Road in Rome, NY, located within the Westmoreland Central School District. Situated on a beautiful 1.15-acre corner lot, this stunning 4 bedroom 3 bathroom home has been thoughtfully renovated from top to bottom, offering the perfect combination of modern style, quality craftsmanship, and everyday comfort. From the moment you arrive, you'll appreciate the extensive upgrades, including new plywood and roofing, new siding, a new leach field, all-new electrical service and lighting fixtures, and the convenience of on-demand hot water. Step inside to discover a bright, fully updated interior featuring a gorgeous kitchen with quartz countertops, beautifully tiled bathrooms, and stylish finishes throughout. The spacious yard provides endless opportunities for entertaining, gardening, outdoor recreation, or simply enjoying the peaceful surroundings. With all the major improvements already completed, you can move in with confidence and start enjoying your new home from day one. If you've been searching for a turnkey property that offers modern amenities, quality updates, and room to spread out, this is the one you've been waiting for. This beautiful home is ready to welcome its forever family and create memories for years to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 1970

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Blown-In Insulation,Block,Concrete,Spray Foam Insulation,Vinyl Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Water Heater,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Partially Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Den,Separate/Formal Living Room,Galley Kitchen,Living/Dining Room,Solid Surface Counters,Programmable Thermostat
  • Flooring: Luxury Vinyl,Tile,Varies

Heating & Cooling

  • Heating features: Electric,Gas,Forced Air,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,758
  • Total interior livable area: 1,758 sqft

Property

Details

  • Parcel number: 30680030200000010250000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Dirt Driveway,Deck,Gravel Driveway,Patio,Private Yard,See Remarks

Lot

  • Lot size: 1.15 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 200 x 265

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$165$1,980
Property Taxes $432$5,184
Electricity $290$3,486
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 13440$126
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13440$131
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$299,900
2026-07-02Price change$299,900
2026-06-05Listed for sale$319,000

For Sale by Agent

AgentSpencer Ingmire
BrokerageColdwell Banker Faith Properties

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