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83 Beach Rd, Riverhead, NY, 11901

1beds
1baths
990sqft
$559,000
$565price/sqft
$4,027/moest. monthly cost
$161,080/yrincome needed

About This Home

Charming cottage nestled in the desirable Hoccabauk Park waterfront community of Aquebogue, offering the perfect North Fork retreat. Fresh, bright, and full of character, this delightful home features 1 bedroom, 1 full bath with stackable washer and dryer, a cozy living room, kitchen and dining area, walk-up finished attic, and a full basement providing additional storage and flexibility. Enjoy waterviews and access to the private community beach just around the corner, while restaurants, vineyards, farm stands, marinas, and the Hampton Jitney stop are all conveniently nearby. Whether you are seeking a relaxing seasonal escape or a comfortable year-round residence, this inviting cottage offers the ideal opportunity to enjoy all the charm and lifestyle the North Fork has to offer.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
3/10
Riverhead Middle SchoolGrades 6-83.1 mi
3/10

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 990

Heating

  • Heating features: Oil,Baseboard

Interior Area

  • Total structure area: 990
  • Total interior livable area: 990 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 0600113.0000002016.001
  • Lease amount: 0

Features

  • Stories: 1
  • Patio & porch: Patio
  • Frontage length: 0

Lot

  • Lot size: 3,920 sqft
  • Features: Near Bus

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Suffolk County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$201$2,412
Property Taxes $754$9,048
Electricity $246$2,954
Total$4,027$48,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,068/yr
40% on housing$120,810/yr
45% on housing$107,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$565This listing

vs Other Active Listings

Avg $/sqft

ZIP 11901$386
Suffolk County$724

vs Homes Sold Last Month

Median $/sqft

ZIP 11901$459
Suffolk County$412

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Price change$549,000
2026-07-13Price change$559,000
2026-06-23Price change$579,000
2026-06-03Listed for sale$599,000

For Sale by Agent

AgentJeanmarie Bay
BrokerageWilliam Raveis (Greenport)

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