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9085 MERCURY DRIVE, Saint Cloud, FL, 34773

5beds
2baths
2,280sqft
$299,000
$131price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

MOTIVATED SELLER CONCESSIONS AVAILABLE!! Set on nearly one acre of land, this spacious 5-bedroom, 2-bathroom double-wide manufactured home offers approximately 2,280 sq. ft. of versatile living space with no HOA. This property combines flexibility, comfort, and endless potential with opportunity to add a second home. A standout feature of this property is the converted second family room, now designed to accommodate the 5th bedroom complete with its own private living area and kitchenette. With the option to add a separate entrance, this space offers excellent potential for a private in-law suite, guest quarters, or multigenerational living setup. Outside, the fenced yard offers plenty of space to enjoy the outdoors. The property also features a circular driveway, two storage sheds, a covered workshop, and solar panels for added energy efficiency. The solar panels will be paid off at closing. The home is also equipped with an EV charging station, making it convenient for electric vehicle owners. The roof was replaced in December 2017. Conveniently located with quick access to St. Cloud and Melbourne, this home offers peaceful surroundings while remaining close to shopping, dining, and major roadways. Nearby amenities include a community park with a playground, basketball court, walking trails, and picnic pavilions. This unique property offers space, functionality, energy-efficient features, and exceptional potential, ready for you to make it your own.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-56.9 mi
6/10
Middle School AAGrades 6-86.2 mi
5/10
Harmony High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Crawlspace
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Water Softener
  • Laundry features: Laundry Room

Bathroom2

  • Features: No Closet
  • Level: First

Bedroom1

  • Features: Storage Closet
  • Level: First

Bedroom2

  • Features: Storage Closet
  • Level: First

Bedroom3

  • Features: Storage Closet
  • Level: First

Bedroom4

  • Features: Storage Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Walk-In Closet(s)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 2,280 sqft

Kitchen

  • Level: First

Living Room

  • Features: Breakfast Bar,No Closet
  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Tub with Separate Shower Stall,Storage Closet
  • Level: First

Property

Details

  • Parcel number: 132732271000012610
  • Zoning: OPUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Rain Gutters,Storage
  • Fencing: Fenced

Lot

  • Lot size: 0.91 Acres
  • Features: Zoned for Horses

Parking

  • Parking features: Circular Driveway,Electric Vehicle Charging Station(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Lightning
Wildfire
Drought
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$118$1,416
Property Taxes $113$1,356
Electricity $229$2,753
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$185
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$299,000
2026-05-20Listed for sale$310,000
2015-10-19Listing removed$84,900
2015-10-14Listed for sale$84,900
2015-10-06Pending sale$84,900
2015-09-25Listed for sale$84,900
2014-09-04Sold$34,000
2009-05-21Sold$20,000
2009-01-30Listing removed$64,900
2009-01-27Price change$64,900
2009-01-17Price change$74,500
2008-10-15Price change$94,900
2008-09-26Price change$98,900
2008-08-01Listed for sale$109,500
2001-06-05Sold$14,000

For Sale by Agent

AgentKristen Pintor
BrokerageREALTY OF AMERICA

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