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10161 Springlake Rd, Saint John, IN, 46373

5beds
4baths
2,976sqft
$875,000
$294price/sqft
$5,633/moest. monthly cost
$225,320/yrincome needed

About This Home

Welcome to this newly completed custom ranch, offering luxury living at its finest. This spacious home features 5 bedrooms and 4 bathrooms. Upon entering, you'll be greeted by vaulted ceilings, exceptional customization, and meticulous attention to detail within an open-concept floor plan. The main floor includes three bedrooms, two full baths, and a convenient half bath. The custom designer kitchen boasts high-end finishes. A beautifully finished bonus area above the garage provides additional space, ideal for larger families or guests, featuring two bedrooms, a loft, a full bath, and extra storage. The home is equipped with smart home technology and energy-efficient appliances. The fully unfinished basement offers ample potential for future expansion. The property is fully landscaped and includes covered front and back porches, along with an extended concrete patio. The finished three-car garage adds convenience. Enjoy the privacy of no backyard neighbors, creating a serene and comfortable living environment. Full builder warranty included.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

--
6/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Range Hood,Refrigerator,Range,Microwave,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom4

  • Level: Upper
  • Area: 180
  • Dimensions: 10.0 x 18.0

Bedroom5

  • Level: Upper
  • Area: 180
  • Dimensions: 10.0 x 18.0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 400
  • Dimensions: 20.0 x 20.0

Features

  • Cathedral Ceiling(s),Walk-In Closet(s),Vaulted Ceiling(s),Tray Ceiling(s),Open Floorplan,Kitchen Island,In-Law Floorplan,High Ceilings,Granite Counters,Double Vanity,Crown Molding,Ceiling Fan(s)
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,976

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,976
  • Total interior livable area: 2,976 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 20.0 x 15.0

Laundry

  • Level: Main
  • Area: 100
  • Dimensions: 10.0 x 10.0

Living Room

  • Level: Main
  • Area: 500
  • Dimensions: 20.0 x 25.0

Loft

  • Level: Upper
  • Area: 200
  • Dimensions: 20.0 x 10.0

Primary Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16.0 x 15.0

Property

Details

  • Parcel number: 451504203005000015
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood,Rural,Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 0.35 Acres
  • Features: Back Yard,Sprinklers In Front,Landscaped,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$259$3,108
Property Taxes $678$8,136
Electricity $272$3,273
Total$5,633$67,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,131/yr
40% on housing$168,990/yr
45% on housing$150,213/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 46373$215
Lake County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 46373$193
Lake County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$875,000

New Construction

AgentTraci Van Gundy
BrokerageMcColly Real Estate

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