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5547 Fox Rd, Fort Loudon, PA, 17224

2beds
1baths
1,020sqft
$165,000
$162price/sqft
$1,278/moest. monthly cost
$51,120/yrincome needed

About This Home

Nestled in the serene enclave of Cowans Village, this charming ranch-style home/cabin offers a perfect qet away property, ideal for those seeking a tranquil lifestyle. Built in 1961, this well-maintained residence boasts a timeless appeal with all the conveniences, making it a true sanctuary. Step inside to discover an inviting open floor plan that seamlessly connects the living and dining areas, creating a warm atmosphere perfect for gatherings or quiet evenings at home. The heart of the home features a cozy wood stove, providing both warmth and a rustic charm that enhances the inviting ambiance. The eat-in kitchen is designed for both functionality and comfort, offering ample space for culinary creativity and casual dining. Sunroom off the kitchen adds extra living space and a great place to start the day with your morning coffee. With two bedrooms, this home provides a peaceful retreat for rest and relaxation. The thoughtfully designed layout ensures that every corner of the home feels welcoming and spacious. An attic adds extra storage options, keeping your living space clutter-free and organized. The house sits on 5 1/2 lots giving you some space to expand.. Enjoy the beauty of nature with water access to Cowans Gap State Park, where you can indulge in a variety of recreational activities, from fishing, swimming, picnicking to kayaking, all just moments from your doorstep. The tranquil lake provide a picturesque backdrop, enhancing the overall sense of peace and serenity. . The property's location offers a unique opportunity to embrace an exclusive lifestyle, surrounded by the natural beauty of the lake and park. This home is not just a place to live; it's a lifestyle choice that invites you to unwind and enjoy the simple pleasures of life. Experience the perfect blend of comfort, and nature in this delightful Cowans Village residence, where every day feels like a retreat.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
Fannett-Metal El SchoolGrades K-510.7 mi
3/10
7/10

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Electric,Refrigerator,Microwave,Electric Water Heater
  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Attic,Dining Area,Open Floorplan,Eat-in Kitchen,Other
  • Number of fireplaces: 1
  • Fireplace features: Insert,Wood Burning Stove
  • Fireplace: Yes
  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: Wood Stove,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 15OH20J006.000000
  • Zoning: RESTRICTIONS
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: Lake
  • Waterbody name: Cowans Gap St Park

Lot

  • Lot size: 0.62 Acres

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hurricane
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$79$948
Property Taxes $141$1,692
Electricity $224$2,692
Total$1,278$15,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,817/yr
40% on housing$38,340/yr
45% on housing$34,080/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 17224$98
Franklin County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 17224$143
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$165,000
2026-06-06Listed for sale$175,000

For Sale by Agent

AgentJeanie Sipes
BrokeragePalmer Realty

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