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355 353 State Rd Mm Road, Buffalo, MO, 65622

0beds
1baths
974sqft
$188,000
$193price/sqft
$1,356/moest. monthly cost
$54,240/yrincome needed

About This Home

Searching for a very cute country house? Look right here! 2 bedroom one bath house with porch on a 4.3 acre lot with big detached garage. Central heat and air & washer and dryer hookups.Located in the beautiful Ozark Mountains it is a 20 minute scenic ride to Bennett Springs State Park (Fishing, Hiking, camping resort. ) Easy drive to Lake of the Ozarks and 20 minutes away from gas. groceries and other shopping.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
7/10
Buffalo Middle SchoolGrades 5-88.7 mi
5/10
Buffalo High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1945

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 974

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 974
  • Total interior livable area: 974 sqft

Property

Details

  • Parcel number: 081.101000000009.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4.30 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Heat Wave
Drought
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $950$11,400
Home Insurance *$200$2,400
Property Taxes $65$780
Electricity $141$1,693
Total$1,356$16,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,491/yr
40% on housing$40,680/yr
45% on housing$36,160/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 65622$149
Dallas County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 65622$149
Dallas County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-18Listed for sale$188,000
2026-05-01Listing removed$188,000
2025-09-23Price change$188,000
2025-08-15Price change$180,000
2025-08-05Price change$190,000
2025-07-30Listed for sale$200,000

For Sale by Agent

AgentRobert Stadler
BrokerageHome Team Realty & Mgt, LLC

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