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4897 Dee St, Celina, TX, 75009

3beds
2baths
1,574sqft
$397,130
$252price/sqft
$2,965/moest. monthly cost
$118,600/yrincome needed

About This Home

MLS# 21294145 - Built by HistoryMaker Homes - Oct 2026 completion! ~ CHOOSE YOUR RATE AS LOW AS 2.99% UNTIL 08-16* The McClellen plan is a single-family home nestled in Century Farms. The community is surrounded by nature and has a next to none resort style pool with all the amenities you could ask for. Featuring1,574 SF with 3 BR and 2 BA, you'll love the open floorplan with kitchen island, nook, decorative lighting and double vanity in primary baths. Enjoy chillin' or grillin' on the covered patio in your private yard with sprinkler system, landscaped interior lot. Come enjoy nature and be comfortable that your children will be attending the highly sought after McKinney ISD (Frazier Elementary, Johnson Middle, McKinney North HS). Schedule your private tour today or stop by the model home. *Rate promotion available for qualified buyers using the preferred lender. Terms and conditions apply

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Frame,Concrete,Radiant Barrier

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Gas Cooktop,Disposal,Microwave,Vented Exhaust Fan
  • Laundry features: Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedroom

  • Level: First
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Kitchen Island,Open Floorplan
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,574 sqft

Kitchen

  • Level: First
  • Dimensions: 4 x 4

Kitchen

  • Level: First
  • Dimensions: 4 x 4

Living Room

  • Level: First
  • Dimensions: 15 x 14

Living Room

  • Level: First
  • Dimensions: 15 x 14

Master Bedroom

  • Level: First
  • Dimensions: 15 x 13

Master Bedroom

  • Level: First
  • Dimensions: 15 x 13

Utility Room

  • Level: First
  • Dimensions: 4 x 4

Utility Room

  • Level: First
  • Dimensions: 4 x 4

Property

Details

  • Parcel number: 4897 Dee

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Gate

Lot

  • Lot size: 4,791 sqft
  • Features: Interior Lot,Landscaped,Subdivision,Sprinkler System
  • Lot size dimensions: 40 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,008$24,096
Home Insurance *$230$2,760
Property Taxes $489$5,868
Electricity $238$2,859
Total$2,965$35,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,657/yr
40% on housing$88,950/yr
45% on housing$79,066/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 75009$225
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75009$182
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Price change$397,130
2026-06-23Price change$396,111
2026-06-06Listed for sale$397,990

New Construction

AgentBen Caballero
BrokerageHistorymaker Homes

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