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6616 U.S. 209, Kerhonkson, NY, 12446

2beds
1baths
1,652sqft
$425,000
$257price/sqft
$3,124/moest. monthly cost
$124,960/yrincome needed

About This Home

Set on four private acres between the Shawangunk Ridge and the Catskill Mountains, this fully renovated home pairs classic character with thoughtful modern updates, creating a retreat that feels both stylish and completely effortless. Originally built in 1935, the home has been carefully updated throughout while preserving the warmth and simplicity that make older homes so appealing. Sun-filled interiors, refinished hardwood floors, new Andersen windows, and an easy, flowing layout create spaces that feel bright, relaxed, and inviting. The renovated kitchen features new cabinetry, stainless steel appliances, open shelving, and a beautifully tiled backsplash, while the updated bath brings a clean, modern aesthetic to the home's timeless foundation. New siding, roof, gutters, lighting, and energy-efficient mini-split heating and cooling systems mean you can spend less time on projects and more time enjoying the property. The main level offers two comfortable bedrooms, while the finished attic provides a versatile flex space perfect for guests, a home office, creative projects, or a cozy media room. Every room feels intentional, approachable, and ready to enjoy from day one. Outside, mature trees frame wide-open lawns, creating a setting that feels private without feeling isolated. A newly installed privacy fence, covered deck, and fire pit area invite long dinners, lazy afternoons, and evenings under the stars. With four usable acres, there's room to garden, entertain, explore, or simply enjoy the luxury of having space. Zoned for Agricultural Development, the property's four acres also open up exciting possibilities for buyers drawn to a more hands-on country lifestyle, from a small market garden or orchard to keeping horses or other livestock (buyers should confirm specific permitted uses with the Town). Situated in the hamlet of Kerhonkson, with the added benefit of the Town of Wawarsing's notably low property taxes, the location is as practical as it is appealing. Minnewaska State Park Preserve, Mohonk Preserve, Sam's Point, Inness, Westwind Orchard, and Arrowood Farms are all within easy reach, along with the charming towns of Accord, Stone Ridge, High Falls, and New Paltz, putting the region's best hiking, dining, farm markets, and weekend destinations just minutes away. Whether you're searching for a full-time residence, a weekend retreat, or a smart investment, this is the kind of move-in-ready property that's genuinely hard to find - four private acres, a fully updated home, and a location that puts the best of the region right at your doorstep. Recent Upgrades: New roof New Gutters New Anderson Windows New stainless steel appliances New lighting fixtures New electric panel box and main feed wire New sum pump Deck and awning Refinished floors New siding New privacy fence Mini split heat pump and air conditioning New bathroom and new kitchen New water treatment system

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

6/10
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1935

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Electric Range,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile,Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,652

Heating

  • Heating features: Ductless,Heat Pump,Hot Water,Oil,Steam

Interior Area

  • Total structure area: 1,652
  • Total interior livable area: 1,652 sqft

Property

Details

  • Parcel number: 75.4235.120
  • Zoning: R1
  • Zoning description: 210 - 1 Family Res, AD - Ag. Dev. Dist

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Fencing: Privacy

Lot

  • Lot size: 4 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Drought
Hail
Hurricane
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$129$1,548
Property Taxes $573$6,876
Electricity $273$3,276
Total$3,124$37,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,108/yr
40% on housing$93,720/yr
45% on housing$83,306/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 12446$251
Ulster County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 12446$270
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$425,000
2026-06-06Listed for sale$425,000

For Sale by Agent

AgentAnita Cunniff
BrokerageBoxwood Realty and Design

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