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825 County Rte 26, Climax, NY, 12042

3beds
2baths
2,344sqft
$549,000
$234price/sqft
$4,008/moest. monthly cost
$160,320/yrincome needed

About This Home

Welcome to this impeccably maintained Colonial farmhouse nestled on over 3 private acres of picturesque countryside. Offering approximately 2,400 square feet of living space, this lovingly cared-for home features 3 bedrooms and 2 full bathrooms, blending timeless charm with everyday comfort. From the moment you arrive, pride of ownership is evident throughout. Inside, you'll find a spacious and inviting layout with generously sized rooms, abundant natural light, and a warm atmosphere ideal for both daily living and entertaining. Every space has been thoughtfully maintained, creating a home that is truly move-in ready. Step outside and discover your own private retreat. Relax by the in-ground pool, enjoy the peaceful surroundings, or explore the beautiful stream that flows from the Coxsackie Reservoir to Mirror Lake, adding a unique natural feature to this exceptional property. The expansive acreage offers privacy, open space, and endless opportunities for outdoor enjoyment. Combining character, comfort, and a serene setting, this home presents a rare opportunity to own a meticulously cared-for Hudson Valley property where nature, privacy, and pride of ownership come together beautifully.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
3/10
Greenville Middle SchoolGrades 6-88.0 mi
6/10
Greenville High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer,Microwave,Free-Standing Refrigerator,Free-Standing Electric Range,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Linoleum
  • Finished area below ground: 448
  • Finished area above ground: 1,896

Heating & Cooling

  • Heating features: Baseboard,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Ductless

Interior Area

  • Total structure area: 2,344
  • Total interior livable area: 2,344 sqft

Property

Details

  • Parcel number: 19420003900000010110000000
  • Zoning: 03

Features

  • Levels: Split Level
  • Exterior features: Private Yard
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 3.12 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$210$2,520
Property Taxes $635$7,620
Electricity $387$4,648
Total$4,008$48,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,417/yr
40% on housing$120,240/yr
45% on housing$106,880/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$234This listing

vs Other Active Listings

Avg $/sqft

ZIP 12042
Greene County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 12042
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-07Listed for sale$549,000

For Sale by Agent

AgentEliana Amodio
BrokerageAmodio Real Estate & Prop

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